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  • Ask Dr Google: Where should you go for health advice? Prescribed medication is an exact science so it’s important not to mix it with anything that affects how it works. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/ask-dr-google-health-advice-websites
  • Air pollution: effects and solutions Air pollution can contribute to asthma and respiratory problems. Here are some ways we can improve air quality and reduce health problems from air pollution. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/affects-of-air-pollution
  • Be an active participant in your health care Why being your own health advocate can improve your wellbeing https://www.hcf.com.au/health-agenda/health-care/research-and-insights/health-advocate
  • Innovation in chronic condition care Health Care Homes is an innovative program helping Australians manage chronic conditions. We explain how it can help people better manage their healthcare. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/health-care-homes
  • Is your body older than your actual age? From faster, cheaper research to potential cures for cancer, new gene-editing techniques are dramatically changing what’s possible. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/is-your-body-older-than-your-actual-age
  • A new weapon against cervical cancer How online doctor services and telehealth advances are changing our relationship with our GPs in Australia. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/weapon-against-cervical-cancer
  • How doctor–patient relationships are changing How online doctor services and telehealth advances are changing our relationship with our GPs in Australia. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/how-doctor-patient-relationships-are-changing
  • Gestational diabetes: how does it affect your pregnancy and baby? You may have heard of friends having gestational diabetes during pregnancy, or maybe you’ve just been diagnosed. It’s good to know that despite some serious risks, it can be managed with the supervision of your GP and medication. https://www.hcf.com.au/health-agenda/health-care/common-conditions/what-is-gestational-diabetes-pregnancy-affect
  • What your oral health can tell you about your body Bleeding gums, bad breath and temperature sensitivity are no fun. They can highlight problems with your dental health and also point to problems with your overall health. Here’s what to look out for. https://www.hcf.com.au/health-agenda/health-care/common-conditions/signs-of-poor-oral-health
  • Protecting yourself from COVID-19 and the flu As we continue to deal with the impact of the pandemic, it’s understandable to feel more anxious about the flu this year, as it shares some of the same symptoms as COVID-19. https://www.hcf.com.au/health-agenda/health-care/common-conditions/flu-or-coronavirus
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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