HCF My Family Advanced Silver Plus

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HCF My Family Advanced Silver Plus

  • Tonsils, adenoids and grommets
  • Pregnancy and birth
  • Sleep studies
  • And many more services

HCF My Family Advanced Silver Plus Extras

  • Flexible cover allows your family to choose how you use your extras
  • Comprehensive cover for a wide range of services, including orthodontics
  • Includes all the features of the HCF My Family Silver Plus package, plus higher limits and additional extras
  • And many more services

HCF My Family Advanced Silver Plus product summary

384.5KB PDF

What's covered

HCF My Family Advanced Silver Plus

Designed for growing families looking for affordable mid-level hospital cover for pregnancy.

Services
Waiting period
Emergency ambulance 1 day
Rehabilitation 2 months
Hospital psychiatric services This is a service where Minimum Benefits apply, which means that we will pay the rate set out by the Commonwealth as the minimum shared room benefit, and benefits for Government approved Prostheses if applicable.
Members who have held hospital cover for at least 2 months and upgrade to HCF Hospital Gold to receive hospital psychiatric services as covered services may not be required to serve the waiting period for hospital psychiatric services. This exemption can only be accessed once in a member's lifetime.
2 months

HCF My Family Advanced Silver Plus Extras

Designed for growing families looking for comprehensive and flexible extras cover

extras waiting period
Waiting Periods
General dental 2 months
Major dental 12 months
Optical 2 months
Therapies (excluding foot orthotics) 2 months
Travel and Accommodation 2 months
Vaccines and Immunisations 2 months
Artificial aids 12 months
Hearing aids 12 months
Health Management Programs 2 months
School Accident Benefit 2 - 12 months
*Please see the Product summary for information on policy inclusions
Category
Services
Benefits

Optical Hide details

$250 limit
Optical Spectacle frames $115
Optical Spectacle lenses - pair (excludes add-ons such as high index material, coatings and tinting) $140
Optical Contact lenses - pair $140
Dental
General dental Examinations $32 - $73
General dental Single film x-rays $31
General dental Removal of plaque / calculus $36 - $64
General dental Application of fluoride $28
General dental Direct fillings (1-2 surfaces) $85 - $105
General dental Direct fillings (3 or more surfaces) $128 - $177
General dental Simple extractions $95 - $143
Major dental Indirect fillings $298 - $671
Major dental Surgical extractions $165 - $260
Major dental Treatment of tissue surrounding teeth $23 - $374
Major dental Treatment of root canals $27 - $248
Major dental Placing of crowns and bridges $244 - $1,000
Major dental Dentures and/or components (partial and complete) $25 - $1,100
Orthodontists Lifetime limit of $2,100 applies for all orthodontic services, and a further sub-limit of $1,050 for orthodontic services provided by other dentists
Major dental Orthodontics - orthodontist / other dentists Up to $700 / $350
Therapies
Therapy Physiotherapy including pelvic floor physiotherapy – initial / subsequent (group / class consultations covered under Health Management Program) $58 / $49
Therapy Exercise physiology (group / class consultations covered under Health Management Program) $33
Therapy Psychology (after Medicare entitlement used up) $85
Therapy Occupational therapy $62
Therapy Chiropractic - initial / subsequent $40 / $33
Therapy Osteopathy - initial / subsequent $48 / $38
Therapy Remedial massage and myotherapy - initial / subsequent $36 / $31
Therapy Acupuncture and Chinese herbal medicine consultation - initial / subsequent $36 / $31
Therapy Dietetics - initial / subsequent $45
Therapy Podiatry (including foot orthotics) - initial / subsequent $35 /$30
Therapy Speech pathology - initial / subsequent $60
Other HCF approved pharmacy (After PBS equivalent co-payment subtracted) Up to $50 per script
Other HCF approved vaccines and immunisations (After PBS equivalent co-payment subtracted) Up to $50 per script
Other Artificial aids (HCF approved e.g. low vision aids) $45 - $150
Other Health Management Programs (HCF approved e.g. exercise classes, antenatal and postnatal services including childbirth education classes, breastfeeding consultations, pregnancy compression garments, and breastfeeding support services provided by the Australian Breastfeeding Association) Up to $150
Other School Accident Benefit For eligible children

HOSPITAL SERVICES NOT COVERED IN THIS PACKAGE

Cataracts
Joint replacements
Dialysis for chronic kidney failure
Assisted reproductive services
Weight loss surgery
Insulin pumps
Pain management with device
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