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HCF My Family Advanced Silver Plus
- Tonsils, adenoids and grommets
- Pregnancy and birth
- Sleep studies
- And many more services
HCF My Family Advanced Silver Plus Extras
- Flexible cover allows your family to choose how you use your extras
- Comprehensive cover for a wide range of services, including orthodontics
- Includes all the features of the HCF My Family Silver Plus package, plus higher limits and additional extras
- And many more services
What's covered
HCF My Family Advanced Silver Plus
Designed for growing families looking for affordable mid-level hospital cover for pregnancy.
Services
Waiting period
HCF My Family Advanced Silver Plus Extras
Designed for growing families looking for comprehensive and flexible extras cover
extras waiting period
Waiting Periods
| General dental | 2 months |
| Major dental | 12 months |
| Optical | 2 months |
| Therapies (excluding foot orthotics) | 2 months |
| Travel and Accommodation | 2 months |
| Vaccines and Immunisations | 2 months |
| Artificial aids | 12 months |
| Hearing aids | 12 months |
| Health Management Programs | 2 months |
| School Accident Benefit | 2 - 12 months |
| *Please see the Product summary for information on policy inclusions |
Category
Services
Benefits
$250 limit
| Spectacle frames | $115 | |
| Spectacle lenses - pair (excludes add-ons such as high index material, coatings and tinting) | $140 | |
| Contact lenses - pair | $140 |
Dental
| Examinations | $32 - $73 | |
| Single film x-rays | $31 | |
| Removal of plaque / calculus | $36 - $64 | |
| Application of fluoride | $28 |
| Direct fillings (1-2 surfaces) | $85 - $105 | |
| Direct fillings (3 or more surfaces) | $128 - $177 | |
| Simple extractions | $95 - $143 | |
| Indirect fillings | $298 - $671 | |
| Surgical extractions | $165 - $260 | |
| Treatment of tissue surrounding teeth | $23 - $374 | |
| Treatment of root canals | $27 - $248 | |
| Placing of crowns and bridges | $244 - $1,000 | |
| Dentures and/or components (partial and complete) | $25 - $1,100 |
Orthodontists
Lifetime limit of $2,100 applies for all orthodontic services, and a further sub-limit of $1,050 for orthodontic services provided by other dentists
| Orthodontics - orthodontist / other dentists | Up to $700 / $350 |
Therapies
| Physiotherapy including pelvic floor physiotherapy – initial / subsequent (group / class consultations covered under Health Management Program) | $58 / $49 | |
| Exercise physiology (group / class consultations covered under Health Management Program) | $33 |
| Psychology (after Medicare entitlement used up) | $85 | |
| Occupational therapy | $62 |
| Chiropractic - initial / subsequent | $40 / $33 | |
| Osteopathy - initial / subsequent | $48 / $38 |
| Remedial massage and myotherapy - initial / subsequent | $36 / $31 | |
| Acupuncture and Chinese herbal medicine consultation - initial / subsequent | $36 / $31 |
| Dietetics - initial / subsequent | $45 | |
| Podiatry (including foot orthotics) - initial / subsequent | $35 /$30 | |
| Speech pathology - initial / subsequent | $60 |
| HCF approved pharmacy (After PBS equivalent co-payment subtracted) | Up to $50 per script | |
| HCF approved vaccines and immunisations (After PBS equivalent co-payment subtracted) | Up to $50 per script |
| Artificial aids (HCF approved e.g. low vision aids) | $45 - $150 |
| Health Management Programs (HCF approved e.g. exercise classes, antenatal and postnatal services including childbirth education classes, breastfeeding consultations, pregnancy compression garments, and breastfeeding support services provided by the Australian Breastfeeding Association) | Up to $150 |
| School Accident Benefit | For eligible children |
HOSPITAL SERVICES NOT COVERED IN THIS PACKAGE
Cataracts
Joint replacements
Dialysis for chronic kidney failure
Assisted reproductive services
Weight loss surgery
Insulin pumps
Pain management with device
Want to see all exclusions?
