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HCF Hospital Silver Plus
- Heart and vascular system
- Cataracts
- Joint replacements
- And many more services
HCF Top Extras
- HCF's most comprehensive Extras cover
- Highest annual limits
- Increasing loyalty limits each year
- And many more services
What's covered
HCF Hospital Silver Plus
Comprehensive hospital cover for those who don’t need cover for pregnancy.
HCF Top Extras
Top level extras with the highest coverage for therapies and services
General dental | 2 months |
Major dental | 12 months |
Optical | 2 months |
Therapies (excluding foot orthotics) | 2 months |
Travel and Accommodation | 2 months |
Vaccines and Immunisations | 2 months |
Artificial aids | 12 months |
Hearing aids | 12 months |
Health Management Programs | 2 months |
School accident benefit | 2 - 12 months |
*Please see the Product summary for information on policy inclusions |
Examinations | $34 - $84 | |
Single film x-rays | $34 | |
Removal of plaque / calculus | $40 - $75 | |
Application of fluoride | $29 |
Direct fillings (1-2 surfaces) | $105 - $148 | |
Direct fillings (3 or more surfaces) | $177 - $256 | |
Simple extractions | $120 - $175 | |
Indirect fillings | $341 - $783 | |
Surgical extractions | $210 - $330 | |
Occlusal therapy | $38 - $400 | |
Treatment of tissue surrounding teeth | $27 - $430 | |
Treatment of root canals | $32 - $285 | |
Placing of crowns and bridges | $280 - $1,100 | |
Dentures and/or components (partial and complete) - Limits renew every 3 years | $33 - $1,300 |
Orthodontics - orthodontist / other dentists | Up to $800/$400 |
Spectacle frames | $135 | |
Spectacle lenses - pair (excludes add-ons such as high index material, coatings and tinting) | $150 | |
Contact lenses - pair | $160 |
Physiotherapy – initial / subsequent (group / class consultations covered under Health Management Program) | $60 / $54 | |
Exercise physiology (group / class consultations covered under Health Management Program) | $40 |
Occupational therapy | $72 | |
Psychology (after Medicare entitlement used up) | $100 |
Chiropractic - initial / subsequent | $45 / $35 | |
Osteopathy - initial / subsequent | $50 / $40 |
Remedial massage and myotherapy - initial / subsequent | $40 / $35 | |
Acupuncture and Chinese herbal medicine consultation - initial / subsequent | $40 / $35 |
Podiatry (including foot orthotics) - initial / subsequent | $40 / $35 | |
Dietetics - initial / subsequent | $55 | |
Audiology - initial / subsequent | $70 | |
Speech pathology - initial / subsequent | $83 |
Travel and Accommodation (200km round trip) | $50 |
HCF approved pharmacy (After PBS equivalent co-payment subtracted) | Up to $50 per script | |
HCF approved vaccines and immunisations (After PBS equivalent co-payment subtracted) | Up to $50 per script |
Artificial aids (HCF approved e.g. low vision aids) | $55 - $200 |
Hearing aids | $800 (benefits accrue and renew every three years) |
Health Management Programs (HCF approved e.g. exercise classes) | $200 per person/max $400 per policy |
School Accident Benefit | Up to $200 per eligible child |