HCF Hospital Silver Plus and HCF Starter Extras (With Optical)

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Price excludes Lifetime Health Cover loading

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HCF Hospital Silver Plus

  • Heart and vascular system
  • Cataracts
  • Joint replacements
  • And many more services

HCF Starter Extras (with optical)

  • 100% back on one dental check per year at participating providers
  • Optical, including glasses and contact lenses
  • Cover on a range of therapies

843.1KB PDF

What's covered

HCF Hospital Silver Plus

Comprehensive hospital cover for those who don’t need cover for pregnancy.

Services
Waiting periods
Emergency ambulance 1 day
Rehabilitation 2 months
Hospital psychiatric services This is a service where Minimum Benefits apply, which means that we will pay the rate set out by the Commonwealth as the minimum shared room benefit, and benefits for Government approved Prostheses if applicable.
Members who have held hospital cover for at least 2 months and upgrade to HCF Hospital Gold to receive hospital psychiatric services as covered services may not be required to serve the waiting period for hospital psychiatric services. This exemption can only be accessed once in a member's lifetime.
2 months

HCF Starter Extras (with optical)

Basic extras cover for dental, optical and selected therapies

extras waiting period
Waiting Periods
General dental 2 months
Major dental 12 months
Optical 2 months
Therapies (excluding foot orthotics) 2 months
Travel and Accommodation 2 months
Vaccines and Immunisations 2 months
Artificial aids 12 months
Hearing aids 12 months
Health Management Programs 2 months
School Accident Benefit 2 - 12 months
*Please see the Product summary for information on policy inclusions
Category
Services
Benefits

Dental Hide details

$400 limit per person max $800 per policy Max 1 check up, 1 scale and clean, and 1 fluoride treatment per person, per year
General dental Examinations $29 - $60
General dental Single film x-rays $24
General dental Removal of plaque / calculus $36 - $55
General dental Application of fluoride $25
General dental Direct fillings (1-2 surfaces) $66 - $86
General dental Simple extractions $78 - $88
$100 limit per person max $200 per policy
Optical Spectacle frames $100
Optical Spectacle lenses - pair (excludes add-ons such as high index material, coatings and tinting) $100
Optical Contact lenses - pair $100
$200 limit per person $400 max per policy
Therapy Physiotherapy – initial / subsequent $42 / $36
$100 limit per person/max $200 per policy - combined limit
Therapy Chiropractic - initial / subsequent $33 / $25
Therapy Osteopathy - initial / subsequent $40 / $30
Therapy Remedial massage and myotherapy - initial / subsequent $30 / $25
Therapy Acupuncture and Chinese herbal medicine consultation - initial / subsequent $30 / $25

HOSPITAL SERVICES NOT COVERED IN THIS PACKAGE

Pregnancy and birth
Assisted reproductive services
Weight loss surgery
Insulin pumps
Want to see all exclusions?