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1800 062 063

HCF Hospital Premium Gold and HCF Starter Extras

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Price excludes Lifetime Health Cover loading

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HCF Hospital Premium Gold

  • Pregnancy & assisted reproductive services
  • Joint replacements
  • No excess for same-day admissions
  • And many more services

HCF Starter Extras

  • 100% back on one dental check per year at participating providers
  • Basic extras cover
  • Basic cover on a range of therapies
Product summary

HCF Hospital Premium Gold and HCF Starter Extras product summary

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318.1KB PDF

What's covered

HCF Hospital Premium Gold

Our top hospital cover for complete peace of mind.

Services
Waiting period
Emergency ambulance 1 day
Rehabilitation 2 months
Hospital psychiatric services 2 months
Show more

HCF Starter Extras

Cost effective, entry-level extras cover that's competitively priced .

extras waiting period
Waiting Periods
General dental 2 months
Major dental 12 months
Optical 2 months
Therapies (excluding foot orthotics) 2 months
Travel and Accommodation 2 months
Vaccines and Immunisations 2 months
Artificial aids 12 months
Hearing aids 12 months
Health Management Programs 2 months
School Accident Benefit 2 - 12 months
*Please see the Product summary for information on policy inclusions
Category
Services
Benefits

Dental Hide details

$350 limit per person max $700 per policy Max 1 check up, 1 scale and clean, and 1 fluoride treatment per person, per year
Examinations $29 - $60
Single film x-rays $24
Removal of plaque / calculus $36 - $55
Application of fluoride $25
Direct fillings (1-2 surfaces) $66 - $86
Simple extractions $78 - $88
$150 limit per person max $300 per policy
Physiotherapy – initial / subsequent $40 / $35
Combined with physiotherapy limit
Chiropractic - initial / subsequent $33 / $25
Osteopathy - initial / subsequent $40 / $30
Remedial massage and myotherapy - initial / subsequent $30 / $25
Acupuncture and Chinese herbal medicine consultation - initial / subsequent $30 / $25













* Important information

HCF's 30 day guarantee - we want you to be happy with your health cover and the choice you've made. So if you change your mind and cancel your HCF policy within 30 days of joining, we will give a 100% refund as long as you haven't made a claim in that period.

The price quoted excludes any Lifetime Health Cover loading.

Before applying to join any of the HCF Hospital and/or Extra Product options, it is important that you read and understand the product information for the cover you have selected. We recommend that you consider the Product Summary to obtain full details of inclusions, exclusions, waiting periods and all limits that may apply.

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