Critical Illness Insurance
Step 6 of 7
ADD A LEVEL OF COVER

You can switch your level of cover when you get your initial quote. 

Please choose a cover level:

Cancer, Heart Attack and Stroke Cover

Benefit amount up to $100,000

What’s included:

  • Covers cancer, heart attack and stroke only*. 
  • You can choose a benefit amount between $25,000 and $100,000 in $25,000 steps. 
  • Does not include partial payments for selected early-stage cancers. 
  • Automatic indexation increase of benefits applied annually to keep up with cost of living. 

* Critical illnesses are subject to severity based definitions. Refer to the PDS for conditions, exclusions and limitations.

Download Product Disclosure Statement

Cancer, Heart Attack and Stroke Cover

The critical illnesses covered are:

  • included iconCancer (specified severity)
  • included iconHeart attack (with evidence of severe heart muscle damage)
  • included iconStroke in the brain resulting in specified permanent impairment

The Cancer, Heart Attack and Stroke Cover excludes partial payment for selected early-stage cancers and is subject to general exclusions. Please refer to the “What isn’t covered” section in the Product Disclosure Statement. 

Cancer, Heart Attack and Stroke Cover excludes the following critical illnesses covered under Extended Illness Cover:

  • excluded iconEarly-stage cancers (selected)
  • excluded iconCardiac arrest outside a hospital
  • excluded iconChronic organ failure (specified organs)
  • excluded iconCoronary artery angioplasty
  • excluded iconCoronary artery bypass graft surgery
  • excluded iconLoss of a limb
  • excluded iconMajor head trauma (with permanent neurological impairment)
  • excluded iconOpen heart surgery
  • excluded iconSevere permanent cardiac impairment
  • excluded iconSurgery of the aorta
  • excluded iconBlindness (total and permanent)
  • excluded iconDeafness (total and permanent)
  • excluded iconParalysis (total and permanent)
  • excluded iconSevere Burns (specified severity)

Extended Illness Cover

Benefit amount up to $200,000
What's Included:
  • Covers cancer, heart attack and stroke and a wider range of serious medical conditions*. 
  • Includes partial payments for selected early-stage cancers. 
  • You can choose a benefit amount between $50,000 and $200,000 in $25,000 steps. 
  • Automatic indexation increase of benefits applied annually to keep up with cost of living. 

* Critical illnesses are subject to severity based definitions. Refer to the PDS for conditions, exclusions and limitations.

Download Product Disclosure Statement

EXTENDED ILLNESS COVER

The critical illnesses covered are:

  • included iconCancer (specified severity)
  • included iconEarly-stage cancers (selected)
  • included iconHeart attack (with evidence of severe heart muscle damage)
  • included iconStroke in the brain resulting in specified permanent impairment
  • included iconCardiac arrest outside a hospital
  • included iconChronic organ failure (specified organs)
  • included iconCoronary artery angioplasty
  • included iconCoronary artery bypass graft surgery 
  • included iconLoss of a limb
  • included iconMajor head trauma (with permanent neurological impairment)
  • included iconOpen heart surgery
  • included iconSevere permanent cardiac impairment 
  • included iconSurgery of the aorta
  • included iconBlindness (total and permanent) 
  • included iconDeafness (total and permanent) 
  • included iconParalysis (total and permanent) 
  • included iconSevere burns (specified severity)

The Extended Illness Cover is subject to general exclusions. Please refer to the “What isn’t covered” section in the Product Disclosure Statement. 

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