HCF My Family Silver Plus

From
$*Per week

Continue

Price excludes Lifetime Health Cover loading

From , the new price will be *

Total from
${{ss.stepData.steps[ss.stepData.selectedType].total.amount}}*
{{steps.paymentFrequencyForDisplay(steps.paymentFrequency).toLowerCase() || ss.paymentFrequencyForDisplay(ss.stepData.paymentFrequency).toLowerCase()}}
rebate
{{ss.stepData.steps[ss.stepData.selectedType].rebate.rebateTier}}
{{ss.stepData.steps[ss.stepData.selectedType].rebate.percentage}}%
Edit
{{ss.stepData.steps[ss.stepData.selectedType].rebate.preSelectionData}}
-
{{ss.stepData.steps[ss.stepData.selectedType].need.selectedNeedName}}
Selected
Edit
{{ss.stepData.steps[ss.stepData.selectedType].need.preSelectionData}}
-
{{ss.stepData.steps[ss.stepData.selectedType].package.name}}
From ${{ss.stepData.steps[ss.stepData.selectedType].package.amount}}* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency).toLowerCase() || ss.paymentFrequencyForDisplay(ss.stepData.paymentFrequency).toLowerCase()}}
Package
Edit
{{ss.stepData.steps[ss.stepData.selectedType].package.preSelectionData}}
-
{{ss.stepData.steps[ss.stepData.selectedType].hospital.name}}
From ${{ss.stepData.steps[ss.stepData.selectedType].hospital.amount}}* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency).toLowerCase() || ss.paymentFrequencyForDisplay(ss.stepData.paymentFrequency).toLowerCase()}}
Package
Edit
{{ss.stepData.steps[ss.stepData.selectedType].hospital.preSelectionData}}
-
{{ss.stepData.steps[ss.stepData.selectedType].extra.name}}
From ${{ss.stepData.steps[ss.stepData.selectedType].extra.amount}}* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency).toLowerCase() || ss.paymentFrequencyForDisplay(ss.stepData.paymentFrequency).toLowerCase()}}
Package
Edit
{{ss.stepData.steps[ss.stepData.selectedType].extra.preSelectionData}}
-
Excess
{{ss.stepData.steps[ss.stepData.selectedType].excess.selectedExcess}}
Edit
{{ss.stepData.steps[ss.stepData.selectedType].excess.preSelectionData}}
-
Total from
${{ss.stepData.steps[ss.stepData.selectedType].total.amount}}* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency).toLowerCase() || ss.paymentFrequencyForDisplay(ss.stepData.paymentFrequency).toLowerCase()}}


HCF My Family Silver Plus Hospital

  • Tonsils, adenoids and grommets
  • Pregnancy and birth
  • Sleep studies
  • And many more services

HCF My Family Silver Plus Extras

  • Flexible cover allows your family to choose how you use your extras
  • 100% back on up to two dental check-ups per year at participating providers
  • Antenatal and postnatal services like childbirth education classes, breastfeeding support and pregnancy compression garments
  • And many more services

HCF My Family Silver Plus product summary

383.1KB PDF

What's covered

HCF My Family Silver Plus Hospital

Designed for growing families looking for affordable mid-level hospital cover for pregnancy.

Services
Waiting period
Emergency ambulance 1 day
Rehabilitation 2 months
Hospital psychiatric services This is a service where Minimum Benefits apply, which means that we will pay the rate set out by the Commonwealth as the minimum shared room benefit, and benefits for Government approved Prostheses if applicable.
Members who have held hospital cover for at least 2 months and upgrade to HCF Hospital Gold to receive hospital psychiatric services as covered services may not be required to serve the waiting period for hospital psychiatric services. This exemption can only be accessed once in a member's lifetime.
2 months

HCF My Family Silver Plus Extras

Designed for growing families looking for flexible extras cover

extras waiting period
Waiting Periods
General dental 2 months
Major dental 12 months
Optical 2 months
Therapies (excluding foot orthotics) 2 months
Travel and Accommodation 2 months
Vaccines and Immunisations 2 months
Artificial aids 12 months
Hearing aids 12 months
Health Management Programs 2 months
School Accident Benefit 2 - 12 months
*Please see the Product summary for information on policy inclusions
Category
Services
Benefits

Optical Hide details

$200 limit
Optical Spectacle frames $115
Optical Spectacle lenses - pair (excludes add-ons such as high index material, coatings and tinting) $140
Optical Contact lenses - pair $140
Dental
General dental Examinations $32 - $73
General dental Single film x-rays $29
General dental Removal of plaque / calculus $36 - $62
General dental Application of fluoride $27
General dental Direct fillings (1-2 surfaces) $85 - $105
General dental Direct fillings (3 or more surfaces) $128 - $177
General dental Simple extractions $95 - $143
Major dental Indirect fillings $298 - $600
Major dental Surgical extractions $157 - $250
Major dental Treatment of tissue surrounding teeth $23 - $374
Major dental Treatment of root canals $27 - $248
Major dental Placing of crowns and bridges $238 - $600
Major dental Dentures and/or components (partial and complete) $25 - $600
Therapies
Therapy Physiotherapy including pelvic floor physiotherapy – initial / subsequent (group / class consultations covered under Health Management Program) $56 / $49
Therapy Exercise physiology (group / class consultations covered under Health Management Program) $33
Therapy Psychology (after Medicare entitlement used up) $65
Therapy Chiropractic - initial / subsequent $38 / $31
Therapy Osteopathy - initial / subsequent $46 / $36
Therapy Remedial massage and myotherapy - initial / subsequent $36 / $31
Therapy Acupuncture and Chinese herbal medicine consultation - initial / subsequent $36 / $31
Therapy Dietetics - initial / subsequent $35
Other
Other HCF approved pharmacy (After PBS equivalent co-payment subtracted) Up to $50 per script
Other HCF approved vaccines and immunisations (After PBS equivalent co-payment subtracted) Up to $50 per script
Other Health Management Programs (HCF approved e.g. exercise classes, antenatal and postnatal services including childbirth education classes, breastfeeding consultations, pregnancy compression garments, and breastfeeding support services provided by the Australian Breastfeeding Association) Up to $110

HOSPITAL SERVICES NOT COVERED IN THIS PACKAGE

Cataracts
Joint replacements
Dialysis for chronic kidney failure
Assisted reproductive services
Weight loss surgery
Insulin pumps
Pain management with device
Want to see all exclusions?