YOUR QUOTE

HCF Choose My Extras
Quote Number:

Our most flexible extras cover. Select and swap^^ your extras services as your needs change, so you only pay for what you intend to use.

Cancel within 30 days and get a 100% refund (if you haven't claimed)++

From

*
Select

From , the new price will be *

Excess
Select
*Australian Government Rebate applied and excludes Lifetime Health Cover loading
Cancel within 30 days and get a 100% refund (if you haven't claimed)++
HCF Choose My Extras
From
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Download product summary (PDF)
HCF Choose My Extras
HCF Choose My Extras

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Service Benefits

Waiting period


Extra Cover Explained

Extras cover helps reduce out-of-pocket expenses that come with managing or improving your health. Depending on which extras cover you choose, you can claim on a range of services like dental, optical, physio, weight management programs and more.  Waiting periods apply and vary according to the type of service.

If you have extras cover, we’ll pay up to a set amount for extras services (like dental or optical), depending on your annual limits. The amount we’ll pay also varies depending on your level of cover. You’ll need to pay the difference between what your extras provider charges and the benefits we pay: this is an extras gap.

Getting the most out of your extras cover means more money saved, and a boost to your family’s health and wellbeing. Preventive health checks are important at any age and our wide network of extras providers makes accessing care easy. Depending on your level of cover and which service you choose, you could get 100% back** through our no-gap providers.

Included in HCF Choose My Extras
HCF Choose My Extras also includes:

Included means services and treatments are covered and you'll have less out-of-pocket expenses.

Download product summary (PDF)
HCF Choose My Extras
HCF Choose My Extras

Saple1


Service Benefits

Waiting period


Extra Cover Explained

Extras cover helps reduce out-of-pocket expenses that come with managing or improving your health. Depending on which extras cover you choose, you can claim on a range of services like dental, optical, physio, weight management programs and more.  Waiting periods apply and vary according to the type of service.

If you have extras cover, we’ll pay up to a set amount for extras services (like dental or optical), depending on your annual limits. The amount we’ll pay also varies depending on your level of cover. You’ll need to pay the difference between what your extras provider charges and the benefits we pay: this is an extras gap.

Getting the most out of your extras cover means more money saved, and a boost to your family’s health and wellbeing. Preventive health checks are important at any age and our wide network of extras providers makes accessing care easy. Depending on your level of cover and which service you choose, you could get 100% back** through our no-gap providers.

Included in HCF Choose My Extras
HCF Choose My Extras also includes:

Restricted means hospital benefits are limited and you may have higher out-of-pocket expenses for these services and treatments.

Download product summary (PDF)
HCF Choose My Extras
HCF Choose My Extras

Saple1


Service Benefits

Waiting period


Extra Cover Explained

Extras cover helps reduce out-of-pocket expenses that come with managing or improving your health. Depending on which extras cover you choose, you can claim on a range of services like dental, optical, physio, weight management programs and more.  Waiting periods apply and vary according to the type of service.

If you have extras cover, we’ll pay up to a set amount for extras services (like dental or optical), depending on your annual limits. The amount we’ll pay also varies depending on your level of cover. You’ll need to pay the difference between what your extras provider charges and the benefits we pay: this is an extras gap.

Getting the most out of your extras cover means more money saved, and a boost to your family’s health and wellbeing. Preventive health checks are important at any age and our wide network of extras providers makes accessing care easy. Depending on your level of cover and which service you choose, you could get 100% back** through our no-gap providers.

Included in HCF Choose My Extras
HCF Choose My Extras also includes:

Excluded means no hospital benefits are payable and you'll pay all out-of-pocket expenses for these services and treatments.

Download product summary (PDF)
HCF Choose My Extras
HCF Choose My Extras

Saple1


Service Benefits

Waiting period


Extra Cover Explained

Extras cover helps reduce out-of-pocket expenses that come with managing or improving your health. Depending on which extras cover you choose, you can claim on a range of services like dental, optical, physio, weight management programs and more.  Waiting periods apply and vary according to the type of service.

If you have extras cover, we’ll pay up to a set amount for extras services (like dental or optical), depending on your annual limits. The amount we’ll pay also varies depending on your level of cover. You’ll need to pay the difference between what your extras provider charges and the benefits we pay: this is an extras gap.

Getting the most out of your extras cover means more money saved, and a boost to your family’s health and wellbeing. Preventive health checks are important at any age and our wide network of extras providers makes accessing care easy. Depending on your level of cover and which service you choose, you could get 100% back** through our no-gap providers.

Included in HCF Choose My Extras
HCF Choose My Extras also includes: