HCF Starter Extras

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Add hospital cover?

Hospital cover helps cover the cost of in-hospital treatment by your doctor and other hospital costs such as accommodation, operating theatre and intensive care.

HCF Starter Extras

  • 100% back on one dental check per year at participating providers
  • Basic extras cover
  • Basic cover on a range of therapies

HCF Starter Extras product summary

653.3KB PDF

What's covered

HCF Starter Extras

Cost effective, entry-level extras cover that's competitively priced .

extras waiting period
Waiting Periods
General dental 2 months
Major dental 12 months
Optical 2 months
Therapies (excluding foot orthotics) 2 months
Travel and Accommodation 2 months
Vaccines and Immunisations 2 months
Artificial aids 12 months
Hearing aids 12 months
Health Management Programs 2 months
School Accident Benefit 2 - 12 months
*Please see the Product summary for information on policy inclusions
Category
Services
Benefits

Dental Hide details

$350 limit per person max $700 per policy Max 1 check up, 1 scale and clean, and 1 fluoride treatment per person, per year
General dental Examinations $29 - $60
General dental Single film x-rays $24
General dental Removal of plaque / calculus $36 - $55
General dental Application of fluoride $25
General dental Direct fillings (1-2 surfaces) $66 - $86
General dental Simple extractions $78 - $88
$150 limit per person max $300 per policy
Therapy Physiotherapy – initial / subsequent $40 / $35
Combined with physiotherapy limit
Therapy Chiropractic - initial / subsequent $33 / $25
Therapy Osteopathy - initial / subsequent $40 / $30
Therapy Remedial massage and myotherapy - initial / subsequent $30 / $25
Therapy Acupuncture and Chinese herbal medicine consultation - initial / subsequent $30 / $25