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HCF My Future Basic Plus Hospital
- Joint reconstructions
- Hernia and appendix
- Dental surgery
- And other common treatments
HCF My Future 500 Extras
- $750 combined extras limit plus $180 for optical
- More for Eyes (optical) & More for Muscles (physio)
- Teeth whitening (provided by your dentist)
What's covered
HCF My Future Basic Plus Hospital
Hospital cover designed for young singles and couples getting health cover for the first time
HCF My Future 500 Extras
Flexible extras cover that lets you claim on the included services you need most, with an additional limit for optical.
General dental | 2 months |
Major dental | 12 months |
Optical | 2 months |
Therapies (excluding foot orthotics) | 2 months |
Travel and Accommodation | 2 months |
Vaccines and Immunisations | 2 months |
Artificial aids | 12 months |
Hearing aids | 12 months |
Health Management Programs | 2 months |
School Accident Benefit | 2 - 12 months |
*Please see the Product summary for information on policy inclusions |
Spectacle frames | $115 | |
Spectacle lenses - pair (excludes add-ons such as high index material, coatings and tinting) | $140 | |
Contact lenses - pair | $140 |
Examinations | $29 - $60 | |
Single film x-rays | $24 | |
Removal of plaque / calculus | $36 - $55 | |
Application of fluoride | $25 |
Direct fillings | $66 - $143 | |
Simple extractions | $78 - $88 | |
Indirect fillings | $240 - $495 | |
Surgical extractions | $125 - $200 | |
Treatment of tissue surrounding teeth | $18 - $314 | |
Treatment of root canals | $18 - $193 | |
Physiotherapy – initial / subsequent | $38 / $32 | |
Exercise physiology | $26 |
Psychology (after Medicare entitlement used up) | $48 | |
Chiropractic - initial / subsequent | $30 / $23 | |
Osteopathy - initial / subsequent | $38 / $32 |
Remedial massage and myotherapy - initial / subsequent | $27 / $22 | |
Acupuncture and Chinese herbal medicine consultation - initial / subsequent | $30 / $25 |
HCF approved vaccines and immunisations (After PBS equivalent co-payment subtracted) | Up to $50 per script | |