About HCF

We do more for our customers

If you’re planning to visit or work in Australia, you may be required to get private health insurance as part of your visa application. We want to make it easier for you and ensure you have peace of mind that your health will be taken care of while you’re in Australia.

Visa compliant

We offer private health insurance that meets your visa requirements. You’ll get your health insurance certificate shortly after you’ve completed your application, so you can apply for your visa sooner.

Great value

We have a range of cover options that you can choose from to suit your needs. From basic hospital cover from $11.50 per week to more comprehensive policies for greater protection. If you have any questions about what’s right for you, call us on 13 68 42 and our friendly advisors will assist you.

Customer service

At HCF, we put our customers first. Any time you need information we’re here to guide you. Call our Overseas Visitors Helpline on 13 68 42 to learn more about choosing cover, finding doctors or hospitals or making a claim. Our helpline is available 24 hours a day, 7 days a week.

Large health care network

We have agreements with regular doctors (GPs), specialist doctors and private hospitals across Australia. This means you can pay less (or nothing) for treatment that’s covered by your insurance.


We’re Australia’s third largest health insurance company. We have more than 50 locations around the country which you can visit to get advice.

Extras services

Some levels of HCF Overseas Visitors Cover also give you access to a range of extras services, like dental, optical, physio and more. What you can claim for will depend on your level of cover and what you’ve already claimed.