Visiting Australia and looking for health insurance? We can help you find the right cover that suits your needs and budget.

Health cover for visitors can take the stress out of your trip by helping you access affordable medical treatment if you need it. So you can enjoy your time in Australia with peace of mind.

HCF’s Overseas Visitors Cover is great value from as little as $11.50 per week.*

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We're here to make sure you get cover that's right for you and to provide high quality service. Depending on your product, HCF health cover includes things like: 

  • No gap GP visits. See a doctor in our HCF network and you could pay nothing for the appointment.
  • Ambulance cover in emergencies. You’ll be covered for emergency ambulance transport to the nearest hospital and on-the-spot treatment.
  • Hospital cover. If you go to a private participating hospital in the HCF network, you could be covered for your accommodation, operating theatre costs, and prosthesis fees.


Our 24/7 helpline is available on 13 OVHC to connect you with both health and personal support services.^

We want to make it easier for you to access the health care services you need, whenever you need them. Our team can help you find a participating GP or private hospital in our network to help reduce your out-of-pocket costs. Plus our helpline can also support you during your time in Australia by connecting you to legal services, tax advice, electricians, plumbers and more.

Our expert staff speak many languages too – just select option 2 when you call.

Australia's Most Trusted Health Fund

We're proud to be recognised as Australia's number 1 most trusted private health insurer according to Roy Morgan's Net Trust Score Survey.


* The price quoted is based on Single cover type. The price will vary based on age. This cover will not be right for you if you are required to have health insurance as a condition of your visa.
^ Most of the personal support services won’t be covered under your HCF Overseas Visitors Cover. This means you’ll be responsible for paying any fees charged by a service provider. HCF may refer you to third party providers when you use this service. If you decide to engage a provider, it’ll be on the basis that HCF won’t be responsible, and you won’t hold HCF responsible for any liability that may arise from that engagement.