Cover start

Your details

Cover history

Rebate and Medicare

Payment details

Timeout

When would you like your cover to start?

What's your member number?

Please enter your Flybuys member number

Please enter your RAA member number (optional)

Please enter your RAC member number (optional)

Keeping your data secure is our priority

We need to collect the information on this and the following screens to process your policy application. By providing HCF with your personal information, and the personal information of persons to be covered by the policy, you give HCF permission, on your behalf and on behalf of each person to be covered, to collect and use your personal information for the purpose of processing your application. If you do not provide this information, HCF will not be able to process your policy application. Information about how HCF manages personal information is contained in the HCF Privacy Policy. If you have any queries or concerns about privacy, you can email privacyofficer@hcf.com.au, visit any HCF branch, or call 13 13 34.

Based on your income bracket () you're eligible for a rebate.

Based on your income bracket () you'll receive a 0% rebate.

As you have chosen not to supply your income you'll receive a 0% rebate.

{{ steps.rebateData = { "B": { "base tier": { "value": "24.288", "code": "0" }, "tier 1": { "value": "16.192", "code": "1" }, "tier 2": { "value": "8.095", "code": "2" }, "tier 3": { "value": "0.000", "code": "3" }, "no rebate": { "value": "0", "code": "-1" } }, "C": { "base tier": { "value": "28.337", "code": "1" }, "tier 1": { "value": "20.240", "code": "1" }, "tier 2": { "value": "12.143", "code": "2" }, "tier 3": { "value": "0", "code": "3" }, "no rebate": { "value": "0", "code": "-1" } }, "D": { "base tier": { "value": "32.385", "code": "1" }, "tier 1": { "value": "24.288", "code": "1" }, "tier 2": { "value": "16.192", "code": "2" }, "tier 3": { "value": "0", "code": "3" }, "no rebate": { "value": "0", "code": "-1" } } };"";}}

My annual income is between

What's the rebate?
The Australian Government offers a rebate to eligible members to help cover the costs of your premiums.
You can choose to either:

Claim now to reduce your premium
This means the price of your cover will be reduced by the rebate percentage.
Claim later when you lodge your tax return
You'll pay the full amount for your cover now, and if eligible claim your savings at tax time.

Do you want to claim your rebate?

Yes

You can always change your income bracket or rebate status after your cover has started. Simply call our award-winning customer service team once you've completed your online purchase Learn more about the Australian Government Rebate.

Is everyone to be covered by this policy eligible for Medicare?

Yes

Applicants not covered by the policy can't claim the Australian Government Rebate on private health insurance (excluding child-only policies). Employers and trustees of organisations can't claim the Australian Government Rebate on private health insurance on policies paid on behalf of an employee.

Unfortunately, you can't claim the Government rebate unless everyone is eligible for Medicare. Please return to previous page and select 'No' to claiming your rebate. Alternatively, if you're living in Australia for a short-term ,our Overseas Visitor Health Cover may work for you.

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Invalid first name, please check your name matches your Medicare card

First name

Middle initial (optional)

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Last name

Invalid Medicare details. Please check that all the details you've provided match your Medicare card.

Read the Medicare privacy notice

Review your rebate application

Private Health Fund details

Private health fund name

HCF

Start date for premium reduction

Rebate tier

Medicare details

Medicare card number

Valid to

Full name
(As it appears on your Medicare card)

Your details

Current residential address

Current postal address

Contact number

Date of birth

Gender

Your partner's details

Name: DOB: Gender:

Your first dependant details