^You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions available at www.qantas.com.au/terms. Double points offer is for 1 Qantas Point (instead of the standard 0.5 Qantas Points) per AU$1 spent on all policies (excluding the “Elements” product) between 1 September to 9 October 2015.

*The insurer is QBE Insurance (Australia) Limited ABN 78 003 191 035 (AFSL 239545) of Level 5, 2 Park Street Sydney NSW 2000. The Hospitals Contribution Fund of Australia Limited (ABN 68 000 026 746, ASFL 241 414) has entered into an arrangement with QBE to arrange for the issue of travel insurance underwritten by QBE to its customers. You must be an Australian resident to purchase HCF Travel Insurance. Insurance must be issued in Australia before the start of your trip, and is not available to travellers already overseas. You cannot purchase insurance more than 12 months before travel.

There is no agreement between Qantas and HCF. Qantas and QBE have an agreement for QBE to award Qantas Points for eligible HCF travel insurance policies: Annual Multi Trip, International Comprehensive and Domestic Travel insurance policies purchased between 1 September and 9 October 2015. QBE pays Qantas for Qantas Points issued in relation to eligible QBE and HCF insurance policies.

You should always consider the Product Disclosure Statement and your personal circumstances before making any decision about whether to acquire any travel insurance product. Policies are only valid upon acceptance of payment by QBE.

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Travel insurance should the unexpected happen

No one likes to think about things going wrong, but it is important to know that should something happen in the lead up or during your trip, that you and your family are protected by a suitable travel insurance policy.

Australian & International Multi Trip

Annual Multi Trip

For the frequent traveller we offer cover for unlimited trips within Australia and internationally, where each trip duration is up to 60 days, in a 12 month period.

  • For travellers aged under 70 years who need cover for medical and dental expenses, evacuation and repatriation, cancellation and additional expenses for travel within Australia or internationally.
  • Select cover for your accompanying spouse or defacto partner at any time during the period of insurance.
  • Includes cover for accompanying financially dependent child or children under 25 years at no additional cost.

International Travel Insurance

International Comprehensive

If your travel plans for overseas include more than the basics, then our comprehensive International Plan with cruising options maybe what you need:

  • Unlimited cover for overseas medical expenses.
  • A range of existing medical conditions are automatically covered without application.
  • Includes cover for accompanying financially dependent child or children under 25 years at no additional cost.
  • Ski cover for New Zealand holidays.

Additional benefits you can purchase:

  • Snow sports cover
  • Additional rental vehicle insurance excess
  • Specified item cover


If all you need are the basics for a great trip overseas such as a ticket, passport and a change of clothes, then you can choose our low cost alternative, Elements Travel Plan for single international trip. The essential cover for budget travellers:

  • Available to Australian residents under the age of 65 years.
  • $10 million per person for overseas medical and dental expenses, evacuation and repatriation.
  • One simple $100 excess.

Australian Travel Insurance

Australian Comprehensive

Travel insurance isn’t only for international travel, if you’re travelling or within Australia or Cruising in Australian Waters you can still insure some important parts of your trip.

  • All Australian travel plans are available to residents of Australia regardless of age
  • For travellers who need cover within Australia including medical and dental expenses on board a cruise ship, evacuation and repatriation and cancellation.
  • Includes cover for accompanying financially dependent child or children under 25 years at no additional cost.

Australian Cancellation

For non resident travellers visiting or working in Australia on a temporary basis, you can take out cover with the Inbound Travel Insurance policy.

  • Single trip cover, designed for non residents of Australia.
  • Medical, cancellation and additional expenses, loss or theft of luggage, even rental vehicle insurance excess.
  • Includes cover for accompanying financially dependent child or children under 25 years at no additional cost.

For more information call 13 13 34 or visit one of our branches.


Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material contains general information only and may not suit your particular circumstances. Before deciding to acquire any insurance product, you should obtain and consider the relevant Product Disclosure Statement to decide if a policy is right for you. Insurance issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFS Licence 239545. The Hospitals Contribution Fund of Australia Limited, ABN 68 000 026 746 is an Authorised Representative of QBE Insurance (Australia) Limited.