Who can apply?

To apply for Student Dependant Cover you must be an HCF member with children who are full-time students between the ages of 22 and 24 (a day before turning 25).

They must also be:

  • Unmarried
  • Not living in a de-facto relationship
  • Reliant on their parents for maintenance and support

Parents can register their children by completing the registration form below, and must renew Student Dependant Cover every year until their children turn 25 to guarantee they are still covered.

Are you eligible to register your child as a Student Dependant?

If you fit the criteria above, Login to the member section on the HCF website to register your child as a Student Dependant.

Your Privacy

How HCF collects, uses, discloses (which may include obligations to overseas recipients in compliance with its privacy obligations) and keeps and secures personal information including how to opt out from direct marketing, how to access and correct your personal information or how to complain about a privacy breach and how this is handled by HCF is explained in the HCF privacy policy. For a copy of this policy, call our member services team on 13 13 34 or go to hcf.com.au/privacy.



Please download and read “Who can be covered under your policy” in the HCF Member Guide before registering your student dependants.