Travel the worldWith HCF

Select covers receive free overseas travel insurance.

Your comprehensive overseas travel insurance cover includes:

  • Unlimited sum insured for overseas medical and hospital emergency expenses
  • Cover for overseas emergency dental expenses as a result of injury
  • Cover for flight cancellation costs
  • Cover for extra expenses caused by scheduled transport delays
  • Up to $5,000 towards overseas hospitalisation.Up to $10,000 for accidental loss of luggage (sub-limits apply)
  • Up to $100,000 for accidental death.Up to $300 for emergency replacement of delayed luggage
  • Up to $2,000 for rental vehicle excess
  • Cover for costs of replacing personal travel documents
  • Up to $2,500,000 for personal liability
  • A 24 hour emergency assistance hotline.

Fit and free program

This program gives FREE overseas travel insurance cover for you and/or your spouse on your Fit & Free policy*. This includes comprehensive cover for things such as overseas medical and hospital emergency expenses, flight cancellations and lost deposits.

Fit & Free is no longer available for sale, and this offer applies to existing members that joined Fit & Free prior to 31 March 2015.

Important information

* The Hospitals Contribution Fund of Australia Limited (HCF) has obtained overseas travel insurance under a Master Policy issued by AIG Australia Limited (AIG), ABN 93 004 727 753, AFSL 381686. It is intended that this overseas travel insurance cover will remain in place while you remain a Fit & Free policy holder, however we reserve the right to remove or alter the cover by giving you 30 days notice. The terms, conditions and exclusions of the overseas travel insurance are specified in the Fit & Free Overseas Travel Insurance Conditions of Use and may be amended from time to time.