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  • The benefits of spending time outdoors when you travel Spending time outdoors benefits your mental and physical health. Get active on your next holiday with these fun outdoor adventure activities. https://www.hcf.com.au/health-agenda/work-life/family/health-benefits-doing-outdoor-activities
  • Fight travel fatigue with running When you travel for business, running helps you shake off the effects of the journey and get to know your new surroundings. https://www.hcf.com.au/health-agenda/work-life/work/fight-travel-fatigue-with-running
  • Staying healthy on holidays These travel safety tips will ensure you stay healthy on holidays, including tips from food safety to travel vaccinations. https://www.hcf.com.au/health-agenda/work-life/play/staying-healthy-on-holidays
  • Why do you get sick when you take a break? Getting ill the moment your holiday starts is common. We find out how to leave the stress and germs at home so you can enjoy your break. https://www.hcf.com.au/health-agenda/work-life/play/sick-when-you-take-break
  • Medical tourism: what are the risks? The risks of travelling overseas for surgery, particularly cosmetic surgery. Does insurance cover you? And will you really save money? https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/medical-tourism-what-are-the-risks
  • Your camping safety checklist for a safer family holiday As thousands of Aussie families plan to go camping for their holidays this summer, it pays to be ready with camping safety in mind. https://www.hcf.com.au/health-agenda/work-life/play/camping-safety-checklist-tips
  • 7 ways to stay healthy on holidays Wondering how to stay healthy on holidays? Keeping your exercise goals on track while you’re travelling is easier than you might think. https://www.hcf.com.au/health-agenda/work-life/play/how-to-stay-healthy-on-holidays
  • Local Australian getaways: The best places to visit Holiday at home this year and enjoy Australia’s amazing natural environment. https://www.hcf.com.au/health-agenda/work-life/play/exploring-Australias-backyard
  • 5 dream holiday destinations to add to your bucket list Keen to travel and looking for the best places to go? Whether you’re into beaches, culture or adventure, add these must-see destinations to your bucket list. https://www.hcf.com.au/health-agenda/work-life/play/5-dream-holiday-destinations
  • Flip – Australia’s first on-demand injury cover From a white-water rafting adventure, to a few days on the slopes, or a quick surf after work. Flip is Australia’s first on-demand injury insurance, offering quick, simple cover that fits your lifestyle, whether it’s for a week or just the weekend. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/flip-australias-first-on-demand-injury-insurance
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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