Looking after your health is easier with 100% back on six extras
At HCF we offer a range of fully-covered* services through our More for You programs. We’ve established a network of over 10,000 providers to give you quality extras cover at an affordable price.
Learn more about the programs below or find a participating provider in our network.
More for Teeth
- one or two check-ups per calendar year
- scale and clean
- fluoride treatment
- two mouthguards.
More for hearing
You could get 100% back, or a significant discount, on high quality hearing aids from Blamey Saunders hears (depending on your level of cover and entitlements).
To check your eligibility:
- log in to the Blamey Saunders portal using your HCF member details
- check your HCF hearing aid benefit and the Blamey Saunders hears price
- choose your hearing aid and the system will calculate your HCF benefit and out-of-pocket cost
- claim using the online shopping cart so you only pay your out-of-pocket costs.
More 100% back extras
If you have a new condition, or a flare up that hasn’t been treated in the previous three months, your first consultation could be fully covered under our More for Muscles, More for Backs and More for Feet programs.
To get 100% back on our More for Muscles, More for Backs and More for Feet programs you'll need to claim on the spot, at your appointment, so bring along your HCF membership card.
More for muscles
Worried about pain in your muscles or your joints? Or having problems with movement? A physiotherapist is an expert in the human body structure, and can help work out what’s going on.
Physiotherapists work across many areas from sporting injuries and developmental delays in children to Parkinson's disease and pelvic floor issues. During your appointment, your physio might massage sore areas, stretch out your muscles and give you exercises to do at home.
With our More for Muscles program you could get 100% back on an initial consultation with a participating physiotherapist (one per calendar year). Find a participating provider now.
More for backs
Got a niggle in your back? If you do, you’re not alone. Around four million Australians are currently experiencing some kind of back pain. Getting on top of back problems now could save you a lot of trouble (and money) further down the track.
If you're eligible for our More for Backs program, you could get 100% back on an initial consultation with a participating chiropractor or osteopath (one per calendar year). Find a participating provider now.
More for feet
Your feet can play a huge part in your overall health and wellbeing, so it makes sense to take good care of them.
Podiatrists are experts in foot care including ankles and the lower limb - the area between your knee and your ankle.
If you have a health condition such as foot or ankle pain, an ingrown toenail, balance issues or diabetes, a podiatrist can advise and help you.
If you're eligible for our More for Feet program, you could get 100% back on an initial consultation with a participating podiatrist (one per calendar year). Find a participating provider now.
Manage your health
Programs and resources that help you take control of your health.
Access medical resources
Second opinions, heart checks, preparing for hospital and online GP consultations.
Member offers & discounts
Enjoy savings on our products and other special offers.
Take control of your cover with the My Membership app.