Income Protect Insurance

Your Policy Summary

Please check your personal details, policy premium and payment frequency.

You can change your premium frequency at any time after your cover commencement date by calling us on 13 13 34 or visiting a branch.

The premium for Income Protect Insurance changes each year on your policy anniversary date. It will generally increase over time, with increases typically getting larger as you get older.

Your premium is based on factors like age, gender, smoking status, occupation, weight to height ratio, insured benefit amount and inflation. From time to time, we may also change the Income Protect Insurance premium for all policy holders to allow us to cover rising claims costs and better support our members’ needs. We’ll notify you at least 30 days in advance if your premium will change. To keep your Income Protect Insurance policy active, you need to keep paying your premiums, even after they change.

Your policy will not commence until your payment has been processed successfully, which may take up to 5 business days.