HCF Hospital Gold and HCF Starter Extras (With Optical)

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Price excludes Lifetime Health Cover loading

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HCF Hospital Gold

  • Pregnancy and birth
  • Assisted reproductive services
  • Hospital psychiatric services
  • And many more services

HCF Starter Extras (with optical)

  • 100% back on one dental check per year at participating providers
  • Optical, including glasses and contact lenses
  • Cover on a range of therapies

772.6KB PDF

What's covered

HCF Hospital Gold

Our top hospital cover for complete peace of mind.

Services
Waiting period
Emergency ambulance 1 day
Rehabilitation 2 months
Hospital psychiatric services 2 months

HCF Starter Extras (with optical)

Basic extras cover for dental, optical and selected therapies

extras waiting period
Waiting Periods
General dental 2 months
Major dental 12 months
Optical 2 months
Therapies (excluding foot orthotics) 2 months
Travel and Accommodation 2 months
Vaccines and Immunisations 2 months
Artificial aids 12 months
Hearing aids 12 months
Health Management Programs 2 months
School Accident Benefit 2 - 12 months
*Please see the Product summary for information on policy inclusions
Category
Services
Benefits

Dental Hide details

$400 limit per person max $800 per policy Max 1 check up, 1 scale and clean, and 1 fluoride treatment per person, per year
General dental Examinations $29 - $60
General dental Single film x-rays $24
General dental Removal of plaque / calculus $36 - $55
General dental Application of fluoride $25
General dental Direct fillings (1-2 surfaces) $66 - $86
General dental Simple extractions $78 - $88
$100 limit per person max $200 per policy
Optical Spectacle frames $100
Optical Spectacle lenses - pair (excludes add-ons such as high index material, coatings and tinting) $100
Optical Contact lenses - pair $100
$200 limit per person $400 max per policy
Therapy Physiotherapy – initial / subsequent $42 / $36
$100 limit per person/max $200 per policy - combined limit
Therapy Chiropractic - initial / subsequent $33 / $25
Therapy Osteopathy - initial / subsequent $40 / $30
Therapy Remedial massage and myotherapy - initial / subsequent $30 / $25
Therapy Acupuncture and Chinese herbal medicine consultation - initial / subsequent $30 / $25