HCF Hospital Gold and HCF Starter Extras

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HCF's 30 day guarantee*

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HCF Hospital Gold

  • Pregnancy and birth
  • Assisted reproductive services
  • Hospital psychiatric services
  • And many more services

HCF Starter Extras

  • 100% back on one dental check per year at participating providers
  • Basic extras cover
  • Basic cover on a range of therapies

HCF Hospital Gold and HCF Starter Extras product summary

497KB PDF

What's covered

HCF Hospital Gold

Our top hospital cover for complete peace of mind.

Services
Waiting period
Emergency ambulance 1 day
Rehabilitation 2 months
Hospital psychiatric services 2 months

HCF Starter Extras

Cost effective, entry-level extras cover that's competitively priced .

extras waiting period
Waiting Periods
General dental 2 months
Major dental 12 months
Optical 2 months
Therapies (excluding foot orthotics) 2 months
Travel and Accommodation 2 months
Vaccines and Immunisations 2 months
Artificial aids 12 months
Hearing aids 12 months
Health Management Programs 2 months
School Accident Benefit 2 - 12 months
*Please see the Product summary for information on policy inclusions
Category
Services
Benefits

Dental Hide details

$350 limit per person max $700 per policy Max 1 check up, 1 scale and clean, and 1 fluoride treatment per person, per year
General dental Examinations $29 - $60
General dental Single film x-rays $24
General dental Removal of plaque / calculus $36 - $55
General dental Application of fluoride $25
General dental Direct fillings (1-2 surfaces) $66 - $86
General dental Simple extractions $78 - $88
$150 limit per person max $300 per policy
Therapy Physiotherapy – initial / subsequent $40 / $35
Combined with physiotherapy limit
Therapy Chiropractic - initial / subsequent $33 / $25
Therapy Osteopathy - initial / subsequent $40 / $30
Therapy Remedial massage and myotherapy - initial / subsequent $30 / $25
Therapy Acupuncture and Chinese herbal medicine consultation - initial / subsequent $30 / $25