HCF Hospital Gold and HCF Mid Extras

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HCF's 30 day guarantee*

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HCF Hospital Gold

  • Pregnancy and birth
  • Assisted reproductive services
  • Hospital psychiatric services
  • And many more services

HCF Mid Extras

  • 100% back on up to two dental checks per year at participating providers
  • Prescription glasses (excluding add-ons such as high index material, coatings and tinting) and free digital retinal imaging eye check at participating providers
  • Cover on a range of therapies
  • And many more services

HCF Hospital Gold and HCF Mid Extras product summary

512.6KB PDF

What's covered

HCF Hospital Gold

Our top hospital cover for complete peace of mind.

Services
Waiting period
Emergency ambulance 1 day
Rehabilitation 2 months
Hospital psychiatric services 2 months

HCF Mid Extras

Affordable mid level extras cover for a range of services and therapies

extras waiting period
Waiting Periods
General dental 2 months
Major dental 12 months
Optical 2 months
Therapies (excluding foot orthotics) 2 months
Travel and Accommodation 2 months
Vaccines and Immunisations 2 months
Artificial aids 12 months
Hearing aids 12 months
Health Management Programs 2 months
School Accident Benefit 2 - 12 months
*Please see the Product summary for information on policy inclusions
Category
Services
Benefits

Dental Hide details

$650 overall limit Max 2 check ups, 2 scale and clean, and 1 fluoride treatment per person, per year
General dental Examinations $32 - $73
General dental Single film x-rays $29
General dental Removal of plaque / calculus $36 - $62
General dental Application of fluoride $27
General dental Direct fillings (1-2 surfaces) $85 - $105
General dental Direct fillings (3 or more surfaces) $128 - $177
General dental Simple extractions $95 - $143
Major dental Indirect fillings $298 - $600
Major dental Surgical extractions $157 - $250
Major dental Treatment of tissue surrounding teeth $23 - $374
Major dental Treatment of root canals $27 - $248
Major dental Placing of crowns and bridges $238 - $600
Major dental Dentures and/or components (partial and complete) - Limits renew every 3 years $25 - $600
$200 limit
Optical Spectacle frames $115
Optical Spectacle lenses - pair (excludes add-ons such as high index material, coatings and tinting) $140
Optical Contact lenses - pair $140
$350 combined limit
Therapy Physiotherapy – initial / subsequent (group / class consultations covered under Health Management Program) $56 / $49
Therapy Exercise physiology (group / class consultations covered under Health Management Program) $33
$150 combined limit
Therapy Chiropractic - initial / subsequent $38 / $31
Therapy Osteopathy - initial / subsequent $46 / $36
Therapy Remedial massage and myotherapy - initial / subsequent $36 / $31
Therapy Acupuncture and Chinese herbal medicine consultation - initial / subsequent $36 / $31
$100 limit
Other HCF approved vaccines and immunisations (After PBS equivalent co-payment subtracted) Up to $50 per script
$50 limit per person max $100 per policy
Other Health Management Programs (HCF approved e.g. exercise classes) Up to $50