Step one Some basic details

This is what you told us about yourself ...

We want to help you select the right cover - The more we know, the better job we'll do

I am looking for {{steps.scaleMapping[steps.familyStatus]}}. I live in {{steps.stateMapping[steps.location]}}. I'm {{steps.ageMapping[steps.age]}} years old.

Start over

I'm looking for

Select {{scaleValue}}

{{ steps.stateMapping = {"N":"NSW","V":"VIC","Q":"QLD","S":"SA","W":"WA","T":"TAS","A":"ACT","X":"NT"};"";}} {{ steps.stateMapping = {"N":"NSW","V":"VIC","Q":"QLD","S":"SA","W":"WA","T":"TAS","A":"ACT","X":"NT"};"";}}

I live in

Select {{stateValue}}

I'm

Select {{ageValue}}

Already with HCF? Existing HCF members cannot change their cover online at this time. Please call 13 13 34 to discuss your options.

Next step

Step two Australian Govt Rebate

Government rebate tier

Now you need to select your Government rebate This means the Govt may pay a percentage of your premium as a rebate

You fall into {{steps.selectedRebate}}, so your rebate is {{steps.rebateData[steps.age][steps.selectedRebate]['value'] }}%

Change

For tax, I'm registered as

Select Individual Family

My annual income is between

Select <= $90,000 $90,001 - $105,000 $105,001 - $140,000 >= $140,001 Prefer not to specify

Select <= $180,000 $180,001 - $210,000 $210,001 - $280,000 >= $280,001 Prefer not to specify

Based on what you've told us, we will reduce your premium by the following rebate amount:

{{steps.rebateData[steps.age]['base tier'].value}}%

base tier

{{steps.rebateData[steps.age]['tier 1'].value}}%

tier 1

{{steps.rebateData[steps.age]['tier 2'].value}}%

tier 2

{{steps.rebateData[steps.age]['tier 3'].value}}%

tier 3

{{steps.rebateData[steps.age]['no rebate'].value}}%

no rebate

Understanding the rebate The Australian Government Rebate helps you cover the cost of health insurance by reducing your premium. The level of rebate you are entitled to is dependent on age and income. If you choose not to tell us your income range, we won’t apply any rebate reduction to your premium. However, if you are eligible to receive a rebate from the Australian government, you may still claim your rebate as a refundable tax offset when you lodge your tax return.

Next Step

{{ steps.rebateData = { "B": { "base tier": { "value": "24.608", "code": "RB" }, "tier 1": { "value": "16.405", "code": "1B" }, "tier 2": { "value": "8.202", "code": "2B" }, "tier 3": { "value": "0", "code": "3B" }, "no rebate": { "value": "0", "code": "-1" } }, "C": { "base tier": { "value": "28.710", "code": "RC" }, "tier 1": { "value": "20.507", "code": "1C" }, "tier 2": { "value": "12.303", "code": "2C" }, "tier 3": { "value": "0", "code": "3C" }, "no rebate": { "value": "0", "code": "-1" } }, "D": { "base tier": { "value": "32.812", "code": "RD" }, "tier 1": { "value": "24.608", "code": "1D" }, "tier 2": { "value": "16.405", "code": "2D" }, "tier 3": { "value": "0", "code": "3D" }, "no rebate": { "value": "0", "code": "-1" } } };"";}}

Step threeSelect a product

The hospital cover you selected was ...

The {{steps.packageDataService.selectedHospital.name}} cover

${{steps.packageDataService.selectedHospital.packageOnlyText!='' ? steps.packageDataService.getPrice(steps.packageDataService.selectedPackage, steps.paymentFrequency) : steps.packageDataService.getPrice(steps.packageDataService.selectedHospital, steps.paymentFrequency)}}* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

Change Hospital

The extras cover you selected was ...

The {{steps.packageDataService.selectedExtra.name}} cover

${{steps.packageDataService.getPrice(steps.packageDataService.selectedExtra, steps.paymentFrequency)}}* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

Change Extras

Choose a hospital cover that meets your needs - Only want extras cover? Click 'No hospital'

{{package.name}}

{{package.packageOnlyText}}

Package from ${{ps.packageDataService.getPrice(package, steps.paymentFrequency)}}^*{{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

From ${{ps.packageDataService.getPrice(package, steps.paymentFrequency)}}^* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

I don't want cover Choose this cover Choose this package Choose this cover I don't want cover Choose this package Remove cover Remove extra

{{package.name}}

• {{package.topFeatures[0].featureText}}
• {{package.topFeatures[1].featureText}}
• {{package.topFeatures[2].featureText}}

{{package.hospital.name}}

• {{package.hospital.topFeatures[0].featureText}}
• {{package.hospital.topFeatures[1].featureText}}
• {{package.hospital.topFeatures[2].featureText}}

+ {{package.extra.name}}

• {{package.extra.topFeatures[0].featureText}}
• {{package.extra.topFeatures[1].featureText}}
• {{package.extra.topFeatures[2].featureText}}

Selected cover Select to view detail View cover detail

tooltip text Select up to 4 products to compare

View detail View detail Compare cover detail

Show All Show differences

Close×

{{sp.name}}

From ${{ps.packageDataService.getPrice(sp, steps.paymentFrequency)}}*

{{steps.paymentFrequencyForDisplay(steps.paymentFrequency).toLowerCase()}}

Choose

{{sp.name}}

From ${{ps.packageDataService.getPrice(sp, steps.paymentFrequency)}}*

{{steps.paymentFrequencyForDisplay(steps.paymentFrequency).toLowerCase()}}

Choose

{{sp.hospital.name}} in detail

• {{service.tooltipText}} {{service.serviceName}} - {{service.isSimilar}}

{{sp.name}} in detail

• {{service.tooltipText}} {{service.serviceName}}

{{sp.extra.name}} in detail

{{category.title}} {{category.title}}

{{limitGroupOne.title}}

{{limitGroupOne.description}}

• {{limitGroupTwo.serviceName}} {{limitGroupTwo.benefit}}

{{sp.name}} in detail

{{category.title}} {{category.title}}

{{limitGroupOne.title}}

{{limitGroupOne.description}}

• {{limitGroupTwo.serviceName}} {{limitGroupTwo.benefit}}

Next, add an extras cover that matches your lifestyle- Only want hospital cover? Click 'No extras'

{{package.name}}

{{package.packageOnlyText}}

Package from ${{ps.packageDataService.getPrice(package, steps.paymentFrequency)}}^*{{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

From ${{ps.packageDataService.getPrice(package, steps.paymentFrequency)}}^* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

I don't want cover Choose this cover Choose this package Choose this cover I dont want cover Choose this package Remove cover Remove extra

{{package.name}}

• {{package.topFeatures[0].featureText}}
• {{package.topFeatures[1].featureText}}
• {{package.topFeatures[2].featureText}}

{{package.hospital.name}}

• {{package.hospital.topFeatures[0].featureText}}
• {{package.hospital.topFeatures[1].featureText}}
• {{package.hospital.topFeatures[2].featureText}}

+ {{package.extra.name}}

• {{package.extra.topFeatures[0].featureText}}
• {{package.extra.topFeatures[1].featureText}}
• {{package.extra.topFeatures[2].featureText}}

Selected cover Select to view detail View cover detail

tooltip text Select up to 4 products to compare

View detail View detail Compare cover detail

Show All Show differences

Close×

{{sp.name}}

From ${{ps.packageDataService.getPrice(sp, steps.paymentFrequency)}}*

{{steps.paymentFrequencyForDisplay(steps.paymentFrequency).toLowerCase()}}

Choose

{{sp.name}}

From ${{ps.packageDataService.getPrice(sp, steps.paymentFrequency)}}*

{{steps.paymentFrequencyForDisplay(steps.paymentFrequency, steps.paymentFrequency).toLowerCase()}}

Choose

{{sp.hospital.name}} in detail

• {{service.tooltipText}} {{service.serviceName}} - {{service.isSimilar}}

{{sp.name}} in detail

• {{service.tooltipText}} {{service.serviceName}}

{{sp.extra.name}} in detail

{{category.title}} {{category.title}}

{{limitGroupOne.title}}

{{limitGroupOne.description}}

• {{limitGroupTwo.serviceName}} {{limitGroupTwo.benefit}}

{{sp.name}} in detail

{{category.title}} {{category.title}}

{{limitGroupOne.title}}

{{limitGroupOne.description}}

• {{limitGroupTwo.serviceName}} {{limitGroupTwo.benefit}}

Already with HCF? Tooltip text

{{steps.isNextDisabled.ToggleText}}

Step four Select hospital excess

The hospital excess you selected was ...

Finally, decide what hospital excess you can pay - A higher excess means lower premiums

An excess of {{steps.excessMapping[steps.packageDataService.selectedExcessCode]}}

Change

The hospital excess you selected was ...

{{steps.excessMapping[excess.excessCode]}}

You'll pay ${{steps.packageDataService.getExcessPrice(excess, steps.paymentFrequency)}} {{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

*You can change your excess by choosing a different HCF My Future Basic Plus package.

Next step

Your cover summary

Your cover price is based on a rebate of {{steps.rebateData[steps.age][steps.selectedRebate]['value'] }}%

And your {{steps.excessMapping[steps.packageDataService.selectedExcessCode]}} hospital excess

Your hospital cover

{{steps.packageDataService.selectedHospital.name}}

From ${{steps.packageDataService.getPrice(steps.packageDataService.selectedHospital, steps.paymentFrequency)}} ^* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

Package

+

Your extras cover

{{steps.packageDataService.selectedExtra.name}}

From ${{steps.packageDataService.getPrice(steps.packageDataService.selectedExtra, steps.paymentFrequency)}} ^* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

Package

=

Your cover price

From

${{steps.ss.steps[steps.ss.selectedType].total.amount}}*

{{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

From {{steps.selectedFutureDatePackage.rateChangeEffectiveDate}}, the new price will be ${{steps.dualPriceForDisplay(steps.paymentFrequency)}}*

Price available until
1st April

Select your payment frequency Weekly Fortnightly Monthly Quarterly Half yearly Yearly

Continue

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