Basic Hospital

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Purchase

HCF's 30 day guarantee*

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Basic Hospital

  • Removal of tonsils, adenoids and appendix
  • Accident related treatment after joining
  • Cancer related services

Add extras cover?

Extras cover provides benefits for services such as dental, optical, physio and chiro.

All our hospital products include

Accident related treatment and no excess charged for accident related treatment
Emergency Ambulance
Removal of tonsils, adenoids and appendix
Surgical treatment of a hernia
Removal of kidney stones & gall stones
Digestive disorder procedures
e.g. bowel surgery
e.g. bowel surgery
Cancer related services
e.g. chemotherapy
e.g. chemotherapy
Want to see all inclusions?

What's covered

Basic Hospital

Basic hospital cover designed for the healthy and budget conscious

Services
Waiting period
Waiting periods for pre-existing ailments (excluding psychiatric, rehabilitation and palliative care) The waiting period for pre-existing ailments is 12 months. The waiting period for psychiatric services, rehabilitation services and palliative care is 2 months. Emergency ambulance services have a 12 month waiting period for pre-existing ailments. A pre-existing ailment, illness or condition is one where the signs or symptoms existed in the six months before joining HCF or upgrading your cover. 12 months
Emergency ambulance 1 day
(12 mths pre-existing)
Accident related treatment after joining (for services included in your cover. Minimum Benefit services paid at Minimum Benefits) 2 months
(12 mths pre-existing)

Some things not covered in this product

Heart surgery
Including diagnostic and therapeutic cardiac procedures
Including diagnostic and therapeutic cardiac procedures
Spinal surgery
Pregnancy, birth and assisted reproductive services
(IVF)
(IVF)
Joint replacements
e.g. hip replacements and knee replacements
e.g. hip replacements and knee replacements
Gastric banding and obesity surgery
Cataract and other lens related surgery
Care involving dialysis for chronic renal failure
Cochlear implant surgery and bone anchored hearing devices
Insulin pump treatments
Want to see all exclusions?