HCF's 30 day guarantee*
From , the new price will be *
Extras cover provides benefits for services such as dental, optical, physio and chiro.
Basic hospital cover designed for the healthy and budget conscious
|Waiting periods for pre-existing ailments (excluding psychiatric, rehabilitation and palliative care) The waiting period for pre-existing ailments is 12 months. The waiting period for psychiatric treatment, rehabilitation services and palliative care is 2 months. A pre-existing ailment, illness or condition is one where the signs or symptoms existed in the six months before joining HCF or upgrading your cover.||12 months|
|Emergency ambulance||1 day|
|Accident related treatment after joining (Accident Safeguard) Excluded Services and Minimum Benefit services (except for elective cosmetic surgery and podiatric surgery by an accredited podiatrist) will be treated as Covered Services in the event of an Accident. Conditions apply. Visit hcf.com.au/accident-safeguard||
(12 mths pre-existing)