Governance &structure

Our people and policies ensure our members' interests come first.

We help our members make informed choices by providing easy-to-understand products and insights into the healthcare system. We apply the same transparency and accountability to our business.

Read our Corporate Governance Statement

Meet our leadership teams

HCF Life Insurance

Manchester Unity Australia

Company secretary

Annual review

Read about our key achievements and results for the financial year ending 30 June 2019, and how we put our members' health first.


Our policies ensure the fund is run with integrity, and we remain focused on our goal of delivering more to our members. 

HCF Councillors

Find out more about the role of Councillors, who they are and information about the next election.

Councillor information

Elected Councillor Charter

114.7KB PDF


HCF Board Charter

186.7KB PDF

HCF Audit, Risk and Compliance Committee Charter

148.5KB PDF

HCF Investment Committee Charter

119.2KB PDF

HCF Nomination Committee Charter

118.5KB PDF

HCF People, Culture and Remuneration Committee

149.7KB PDF

HCF Life Board Charter

368.1KB PDF

HCF Life Audit Committee Charter

300.3KB PDF

HCF Life Risk Compliance Committee Charter


Manchester Unity Board Charter

173.7KB PDF

HCF Research Foundation Board charter

93.1KB PDF