New yearNew value

ENHANCEMENTS TO YOUR COVER

As a not-for-profit insurer, HCF puts your health first. This year you’ll get even more value from your Young Starter cover.

Here are your new benefits for 2018 and insights on how to get more value from your cover.

New benefits

From 1 January 2018, you’ll get more back when you claim on a range of extras*. Here are just a few of those services, how much you will get back and the percentage increase from last year:

ITEM
2018
Tooth coloured filling (front tooth) - item 521
$90
13%
Single vision lens (pair) - item 212
$140
40%
Physio (initial) - item 500
$56
19%


* If you’ve recently upgraded your cover you may need to serve waiting periods before you can take advantage of these improved benefits. Annual limits apply.

Young Starter Extras Product Summary

Young Starter product summary

441.1KB PDF

5 WAYS TO GET VALUE FROM YOUR EXTRAS COVER

Your extras cover can support you in taking care of your health. Are you getting the most value from yours?

Learn more

STAY INFORMED

Our Health Agenda hub articles can inspire you to make healthier choices.

No-gap extras

Visit a provider in our network and you could get 100% back on extras like dental, optical and physio.

Easy ways to claim

We aim to make claiming as easy as possible. Here’s what you need to know.

Health programs

Did you know you may be able to claim for services like weight management, childbirth education and quit smoking programs?