New yearNew value

Enhancements to your cover

As a not-for-profit insurer, HCF puts your health first. This year you’ll get even more value from your Lifestyle Essentials Extras cover.

New limits

On 1 January 2018 we increased your limits for dental and physiotherapy/exercise physiology services.

You can now claim $50 more on general and major dental, and $50 more on physiotherapy and exercise physiology (per person per calendar year)*.

To see all your annual limits, view your Product Summary.

* If you’ve recently upgraded your cover you may need to serve waiting periods before you can take advantage of these increased limits.

Lifestyle Essentials PRODUCT SUMMARY

Lifestyle Essentials product summary

135.1KB PDF

5 WAYS TO GET VALUE FROM YOUR EXTRAS COVER

Your extras cover can support you in taking care of your health. Are you getting the most value from yours?

Learn more

STAY INFORMED

Our Health Agenda hub articles can inspire you to make healthier choices.

No-gap extras

Visit a provider in our network and you could get 100% back on extras like dental, optical and physio.

Easy ways to claim

We aim to make claiming as easy as possible. Here’s what you need to know.

Health programs

Did you know you may be able to claim for services like weight management, childbirth education and quit smoking programs?