New yearNew value

Enhancements to your cover

As a not-for-profit insurer, HCF puts your health first. This year you’ll get even more value from your Basic Extras cover. 

New in 2018

From 1 January 2018, you can now claim up to $50 more for physio (per person per calendar year).

On top of this, you can also claim for exercise physiology as part of your annual physiotherapy limit*.

To see all your annual limits and for detail on your new exercise physiology limit, view your Product Summary.

* If you’ve recently upgraded your cover you may need to serve waiting periods before you can take advantage of these increased limits.

Basic extras PRODUCT SUMMARY

Basic Extras product summary

133.7KB PDF

5 WAYS TO GET VALUE FROM YOUR EXTRAS COVER

Your extras cover can support you in taking care of your health. Are you getting the most value from yours?

Learn more

STAY INFORMED

Our Health Agenda hub articles can inspire you to make healthier choices.

No-gap extras

Visit a provider in our network and you could get 100% back on extras like dental, optical and physio.

Easy ways to claim

We aim to make claiming as easy as possible. Here’s what you need to know.

Health programs

Did you know you may be able to claim for services like weight management, childbirth education and quit smoking programs?