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Discover the benefits of private health insurance for you and your family, including comprehensive health support and how to find a provider near you.

Whether you’re here for work or visiting Australia, get access to the health care services you may need with Overseas Visitors Health Cover (OVHC).

Count on HCF Life & Recover Cover to stand by you during life’s unexpected challenges and reduce the financial stress on your family’s future.

Prepare for the unexpected with HCF Travel Insurance. Designed to provide cover for delayed luggage, overseas medical emergencies and more for singles, duos and families.

From furry friends to your home and the four wheels guiding you back to your loved ones, find pet insurance, as well as home and car cover options.

Flip helps you to embrace life's moments with simple, affordable insurance and easy access to preventative dental care.

Learn more about Australia’s largest not-for-profit health fund, how we reward our members, HCF benefits, partnerships, research initiatives and more.

The HCF Research Foundation is Australia’s largest non-government funder of health services research, supporting real-world solutions to improve healthcare delivery, inform policy and benefit HCF members and all Australians.
The HCF Research Foundation funds research that delivers measurable improvements in health outcomes, system efficiencies, staff experience and patient care. Take a look at some of the key areas of impact.
Our projects span a wide spectrum of health areas.
Australia's largest non-government funder of health services research.
Our partners include universities, government bodies and the wider healthcare industry.
We've been at the forefront of defining innovative, tangible solutions to the emerging health challenges in this country. Watch HCF's leaders and grant recipients reflect on the work and contributions of the Foundation.
We’re committed to driving positive change through improved health outcomes and wider access to more affordable, high-quality and convenient healthcare for all Australians.
We’re exploring new models of care and digital health technologies that create genuine efficiencies and improve the quality of health treatments and services in Australia.
Our projects span health areas where there are opportunities for impactful improvements, including chronic disease, mental health, rural access and hospital performance.
We want to create fair funding opportunities for Australian researchers, institutions and organisations to help focus their efforts on addressing significant issues in healthcare.
We’re supporting high-quality, implementation-focused research that can be translated into better patient care and working environments for our healthcare professionals.
The HCF Research Foundation has backed Australia’s leading researchers to improve health outcomes and drive meaningful change in healthcare.
Surgery used to be the main treatment for knee osteoarthritis, but research funded by the Foundation is exploring how to keep people out of hospital.
Cost and distance can put mental health support out of reach. A grant from the Foundation helped build the evidence for online therapy program, This Way Up.
People living in remote areas are more likely to have undiagnosed heart disease. A Foundation-backed program is now improving rural heart health.
The use of AI in healthcare could transform how we prevent, diagnose and treat illness. Here’s the latest research making that happen.
It’s no secret healthy ageing boosts wellbeing and quality of life. A new program is helping older Australians stay active and live independently.
We found that having self-directed rehab at home was just as effective as having inpatient rehabilitation. It saved people a lot of money, time and being away from home.
Professor Ian Harris, UNSW, orthopaedic surgeon
Funding from HCF Research Foundation has allowed us to innovate, and with innovation, we can provide better care to our patients and improve health outcomes for all Australians.
Associate Professor Gustavo Machado, University of Sydney
Working with the Foundation has enabled us to generate good-quality local evidence so that it can be upscaled to other hospitals and across Australia.
Professor Kate Curtis, Illawarra Shoalhaven Local Health District
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HCF acknowledges the traditional custodians of the lands and water upon which we work and live. We acknowledge Aboriginal and Torres Strait Islander peoples’ rich history as traditional healers and scientists, who have taken care of the health of the land and its people for thousands of years. We give thanks to elders past and present, who we have much to learn from on our reconciliation journey. View our Reconciliation Action Plan
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