HELPING YOU LOOK AFTER YOUR HEALTH
There are many ways your cover can help you look after your and your family’s health. Here are just a few.
Rewarding your loyalty
Access a growing range of offers and rewards through HCF Thank You. The longer you stay with us, the more ways we can say thank you.
No hospital excess for kids
You’ll never pay an excess for kids under 22, no matter how many times they go to hospital. An excess is the amount you agree to contribute if you have planned hospital treatment.
Family friendly cover
The cost of your family health cover stays the same, regardless of how many kids are on your policy (so long as they’re under 22 or a full-time student under 24).
Help finding no-gap doctors
We’ve partnered with Healthshare to help you and your GP find a specialist that’ll charge no-gap or a reduced gap.
Reduce out-of-pocket hospital costs
We negotiate charge agreements with private hospitals around the country so you can access no or reduced gap treatment (for services you’re covered for).
Find out more
EASY WAYS TO CLAIM
We aim to make claiming as easy as possible. Here’s what you need to know.