COVER THAT SUPPORTS YOU

HELPING YOU LOOK AFTER YOUR HEALTH

There are many ways your cover can help you look after your health. Here are just a few.

Rewarding your loyalty

Access a growing range of offers and rewards through HCF Thank You. The longer you stay with us, the more ways we can say thank you.

No excess if you have an accident

If you need hospital treatment as a result of an accident you won’t pay an excess. An excess is the amount you agree to contribute if you have planned hospital treatment.

Flexible excess options

You can manage the cost of your health cover by choosing from a range of excess options, depending on your cover.

Help finding no-gap doctors

We’ve partnered with Healthshare to help you and your GP find a specialist that’ll charge no-gap or a reduced gap.

Reduce out-of-pocket hospital costs

We negotiate charge agreements with private hospitals around the country so you can access no or reduced gap treatment (for services you’re covered for).

AWARD WINNING COVER

We’ve been recognised by independent review body Canstar, for providing outstanding value in health insurance for the second year in a row.

GOING TO HOSPITAL?

Our Preparing for hospital tool offers insight into common hospital procedures. Learn how it works, get an idea of what it might cost and hear personal stories from HCF members who’ve had the procedure.

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EASY WAYS TO CLAIM

We aim to make claiming as easy as possible. Here’s what you need to know.

STAY INFORMED

Our Health Agenda hub articles can inspire you to make healthier choices.

Understanding the costs

How to get the most out of your private health insurance.

PRIVATE HEALTHCARE EXPLAINED

What you need to know about the private system.