COVER THAT SUPPORTS YOU

HELPING YOU LOOK AFTER YOUR HEALTH

There are many ways your cover can help you look after your and your family’s health. Here are just a few.

100% back on selected extras

Visit a HCF More For You provider to get 100% back on a dental check-up and clean, selected glasses^, an initial physio and chiro consultation and more. Conditions apply, subject to your annual limits. Waiting periods apply for new members and members who’ve recently upgraded their cover.

Rewarding your loyalty

Access a growing range of offers and rewards through HCF Thank You. The longer you stay with us, the more ways we can say thank you.

Great medical gap coverage

Using doctors from our network means you’ll pay no-gap (or a known-gap) for your hospital treatment. We’ve got one of the best schemes in the industry.

Free heart health checks

Anyone over 18 with extras cover can access free heart health checks in selected HCF branches throughout the year.

Help finding no-gap doctors

We’ve partnered with Healthshare to help you and your GP find a specialist that’ll charge no-gap or a reduced gap.

AWARD WINNING COVER

We’ve been recognised by independent review body Canstar, for providing outstanding value in health insurance for the second year in a row.

GOING TO HOSPITAL?

Our Preparing for hospital tool offers insight into common hospital procedures. Learn how it works, get an idea of what it might cost and hear personal stories from HCF members who’ve had the procedure.

find out more

EASY WAYS TO CLAIM

We aim to make claiming as easy as possible. Here’s what you need to know.

STAY INFORMED

Our Health Agenda hub articles can inspire you to make healthier choices.

Understanding the costs

How to get the most out of your private health insurance.

PRIVATE HEALTHCARE EXPLAINED

What you need to know about the private system.

Important information

^ Excludes add-ons such as high index material, coatings and tinting.