COVER THAT SUPPORTS YOU

HELPING YOU LOOK AFTER YOUR HEALTH

There are many ways your cover can help you look after your and your family’s health. Here are just a few.

100% back on selected extras

Visit a HCF More For You provider to get 100% back on a dental check-up and clean, selected glasses^, an initial physio and chiro consultation and more. Conditions apply, subject to your annual limits. Waiting periods apply for new members and members who’ve recently upgraded their cover.

Rewarding your loyalty

Access a growing range of offers and rewards through HCF Thank You. The longer you stay with us, the more ways we can say thank you.

No hospital excess for kids

You’ll never pay an excess for kids under 22, no matter how many times they go to hospital. An excess is the amount you agree to contribute if you have planned hospital treatment.

Family friendly cover

The cost of your family health cover stays the same, regardless of how many kids are on your policy (so long as they’re under 22 or a full-time student under 24).

Help finding no-gap doctors

We’ve partnered with Healthshare to help you and your GP find a specialist that’ll charge no-gap or a reduced gap.

AWARD WINNING COVER

We’ve been recognised by independent review body Canstar, for providing outstanding value in health insurance for the second year in a row.

GOING TO HOSPITAL?

Our Preparing for hospital tool offers insight into common hospital procedures. Learn how it works, get an idea of what it might cost and hear personal stories from HCF members who’ve had the procedure.

Find out more

EASY WAYS TO CLAIM

We aim to make claiming as easy as possible. Here’s what you need to know.

STAY INFORMED

Our Health Agenda hub articles can inspire you to make healthier choices.

Understanding the costs

How to get the most out of your private health insurance.

PRIVATE HEALTHCARE EXPLAINED

What you need to know about the private system.

Important information

^ Excludes add-ons such as high index material, coatings and tinting.