COVER THAT SUPPORTS YOU

HELPING YOU LOOK AFTER YOUR HEALTH

There are many ways your cover can help you look after your and your partner’s health. Here are just a few.

100% back on selected extras

Visit a HCF More For You provider to get 100% back on a dental check-up and clean, selected glasses^, an initial physio and chiro consultation and more. Conditions apply, subject to your annual limits. Waiting periods apply for new members and members who’ve recently upgraded their cover.

Rewarding your loyalty

Access a growing range of offers and rewards through HCF Thank You. The longer you stay with us, the more ways we can say thank you.

Easy ways to claim

We aim to make claiming fast and hassle-free. Many extras providers allow to you claim on the spot. If they don’t you can claim through our member app, online, at a branch or by post.

Access health programs

Depending on your level of cover, you may be able to claim for health management programs, like HCF-approved weight management programs, exercise classes and quit smoking programs. Waiting periods and other conditions apply.

Free heart health checks

Anyone over 18 on your cover can access free heart health checks in selected HCF branches.

AWARD WINNING COVER

We’ve been recognised by independent review body Canstar, for providing outstanding value in health insurance for the second year in a row.

GOING TO HOSPITAL?

Our Preparing for hospital tool offers insight into common hospital procedures. Learn how it works, get an idea of what it might cost and hear personal stories from HCF members who’ve had the procedure.

Find out more

EASY WAYS TO CLAIM

We aim to make claiming as easy as possible. Here’s what you need to know.

STAY INFORMED

Our Health Agenda hub articles can inspire you to make healthier choices.

Understanding the costs

How to get the most out of your private health insurance.

PRIVATE HEALTHCARE EXPLAINED

What you need to know about the private system.

Important information

^ Excludes add-ons such as high index material, coatings and tinting.