ARE YOU THINKINGABOUT YOUR HEALTH?

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DELIVERING REAL VALUE

As Australia’s largest not-for-profit health fund, our member-driven approach helps us keep premiums affordable, reward members for their loyalty and make quality care more accessible to more people.
 
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CARE TO CHAT TO OUR LOCAL EXPERTS ABOUT HEALTH COVER TODAY?

  • You’re in good hands with award-winning customer service for the last 9 years in a row**
  • You’ll understand more about health cover with help from our branch teams
  • You can check if your cover is right for you with our obligation-free check up.
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Care to chat to our local WA experts about health cover today?

  • Visit the team at HCF Joondalup | 08 9318 4501
    Ground Level, near Woolworths, Lakeside Joondalup Shopping Centre
  • Visit the team at HCF Cannington | 08 9318 4540
    Level 1, near ANZ, Carousel Shopping Centre
  • Visit the team at HCF Booragoon | 08 9315 2243
    Centre Court, near Dome, Westfield Booragoon
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Care to chat to our local VIC experts about health cover today?

  • Visit the team at HCF Melbourne | 03 9600 6300
    410 Collins St, Melbourne 
  • Visit the team at HCF Chadstone | 03 9568 2957
    Ground Level, near Aldi, Chadstone Shopping Centre
  • Visit the team at HCF Doncaster | 03 9600 6310
    Ground floor, near Priceline, Westfield Doncaster
  • Visit the team at HCF Highpoint 03 9958 8766
    Level 2, near Best & Less, Highpoint Shopping Centre
  • Visit the team at HCF Fountain Gate | 03 9600 6340
    Level 2, near Coles, Westfield Fountain Gate
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Care to chat to our local SA experts about health cover today?

  • Visit the team at HCF Marion08 8296 4547
    Level 2, near Kmart, Westfield Marion
  • Visit the team at HCF Tea Tree | 08 8264 3973
    Level 1, near Food Court, Westfield Tea Tree
  • Visit the team at HCF West Lakes | 08 8227 2881
    Level 1, near Coles, Westfield West Lakes
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Care to chat to our local ACT Experts about your health cover today?

  • Visit the team at HCF Woden | 02 6282 1951
    Level 2, near St George, Westfield Woden
  • Visit the team at HCF Belconnen02 6252 0250
    Level 2, near Myer, Westfield Belconnen
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WHY CHOOSE HCF TO COVER YOUR HEALTH?

  • You get more back:
    For every dollar members paid in premiums, we’ve paid more back in benefits than the industry average over the past 5 years^.
  • Health and wellbeing support:
    We’ve gone above and beyond to develop a holistic mental health and wellbeing program with access to a range of flexible options and the freedom to choose what’s right for you. Giving support quicker and easier than before.
  • 100% back on some extras:
    See an extras provider in our network to get 100% back on a dental check up or first visit to a physio, chiro or osteo+.
  • Treatment at home:
    We’ve chosen to pay for hospital-substitute treatment so eligible members# can be treated in the comfort of home for services like chemo, complex wound care and IV antibiotics where possible.
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SWITCH YOUR HEALTH FUND IN 15 MINutes

  1. We'll go through your options to find the best cover for your health needs
  2. Together, we’ll fill out the application with the right details
  3. We’ll do the rest, like liaising with your previous health fund so you don’t have to
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UNCOMMON CARE DON'T JUST TAKE OUR WORD FOR IT

Marta has been a loyal HCF member for 50 years, who sometimes struggles to make ends meet. So when she answered an unexpected phone call from an HCF staff member, her day was transformed. 

Stavroula was managing an HCF competition where a member would win a a $2,000 gift card. Marta won the competition, but because Marta didn't have a computer or anyone to help, Stavroula realised Marta couldn't activate the gift card. "I thought, 'What can I do to help Marta? What is the right thing for her as a member?" 

Stavroula visited Marta at her home to drop off the gift card and help her activate it, showing uncommon care instinctively.

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Important Information

^89% compared to 86% across the industry. Sourced from APRA, Statistics: Quarterly Private Health Insurance Statistics, June 2019; APRA, Statistics: Private Health Insurance Operations Report 2015-18, June 2018.

+100% back is available on selected covers. Waiting periods and annual limits apply. See hcf.com.au/100back.

#Available with HCF-contracted providers, subject to your location and your hospital cover. Waiting periods apply.

**Recognised by the Customer Service Institute 9 years consecutively since 2012.