YOUR HEALTH ISNOT FOR PROFIT

GREAT VALUE HEALTH COVER

We believe your health should be not for profit. This is why we’re focused on providing great value health insurance to our members, rather than profits for shareholders.

There are many ways we can help you to look after your health, here are just a few.

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MANAGE THE COST OF YOUR COVER

  • Of all the big health insurers, HCF had the lowest average premium increase 2 years in a row.
  • We also offer flexible excess options.* (The excess is the amount you contribute if you have planned hospital treatment.) 
  • And you won't pay an excess if you need hospital treatment after an accident.*
  • If you're retrenched from your job, HCF will pay your premiums for up to 6 months.#

BENEFIT FROM OUR NETWORK

Types of cover

HOSPITAL

Hospital cover means you’re likely to receive hospital treatment sooner and have a greater chance of choosing your doctor. You’ll also be covered for emergency ambulance.

Extras

Extras cover allows you to claim for a range of day-to-day services such as selected dental treatment, glasses, physio and a range of therapies not covered by Medicare.

HOSPITAL + EXTRAS

A combined hospital and extras package means you’ll get more support if you’re sick or injured.

MORE INFORMATION

Learn more about private health insurance.

Award winning cover

We’ve been recognised by independent review body Canstar, for providing outstanding value in health insurance for the second year in a row.

Important information

* Excludes accident only cover.
# Eligible HCF members only. Refer to the application for eligibility and conditions.
^ Only at HCF Dental Centres. Subject to annual limits. Waiting periods may apply to new members.