SEM Health insurance

Get a quote

Singles & couples under 30

Cover for essentials without blowing your budget.

Planning a family

Cover for when you’re having kids.

Families with kids

Cover for everyone in the family.

Singles and couples up to 65

Cover for wherever life takes you.

Complete peace of mind

65+ or those who would rather leave nothing to chance.

Waiver Offer

We'll waive the usual 2 & 6 month waiting periods on over 20 health benefits when you take out hospital and extras cover. Join now, and you'll have immediate access to the following benefits:

  • Dental check-ups
  • Dental X-rays
  • Dental scale and clean
  • Dental fluoride application
  • Dental fillings
  • Spectacle frames
  • Spectacle lenses
  • Contact lenses
  • Disposable contact lenses
  • Physiotherapy
  • Chiropractic
  • Osteopathy
  • Acupuncture
  • Remedial massage
  • Exercise physiology
  • Chinese herbal medicine (consultation)
  • Hospital accommodation
  • Ambulance*
  • Same day hospital cover
  • Operating theatre fees
  • Pharmacy

* QLD and TAS residents are covered under their state ambulance scheme.

PLEASE NOTE: Offer only available to new members taking out Hospital and Extras cover. The following are also excluded from the waiver offer:

  • Psychiatric, rehabilitation and Palliative care
  • Pregnancy and birth related services
  • Pre-existing conditions
  • Same day hospital excess waiver


Did you know?

We're not-for-profit, so you get more, not shareholders.

Ready to join?


Join online now