HCF

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The HCF Health Cover Wizard

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  3. Have you held Continuous Cover from 1 July 2000?

  4. Would you like to take the Federal Government Rebate as a reduction of your premium?

View selected plan and cost

Ambulance details

Ambulance Cover

Did you know that Medicare does not cover the cost of using an ambulance? So if you have an accident you could be up for a very expensive ride, especially if you live in a rural or remote area.

HCF Ambulance cover provides you with 100% cover for emergency ambulance with State Government services only (including air ambulance), to the nearest hospital that can provide you with the required care you need. You’ll also be covered for non-emergency ambulance by State Government services only, up to $5,000 per person per calendar year.

Please note: This cover is not available to Western Australia, Tasmania and Queensland residents.

 from $30.90 per year*

Consider also
  • Kids' Accident Cover Only $3.90 per child per month
    Kids' Accident Cover
    • Children covered 24 hours a day, anywhere in Australia.
    • Not just accident at school or organised sport.
    • Up to $100,000 is paid regardless of any liability or damage claim.
    • Includes mishaps such as broken bones or major injuries such as permanent disablement.
    • Only $3.90 per child per month.
    Number of children Add
  • Permanent Disability Benefit Plus
    Permanent Disability Benefit Plus
    Key features
    • For accidents when covers like motor vehicle insurance or workers compensation don't apply.
    • For permanent disablement you can have upto $100,000 cover.
    • Pays your HCF contributions up to $1,000 for family cover and $500 for single cover if unable to work due to sickness, injury or involuntary unemployment.
    • Only $8.65 per family / $4.30 per single per month
    Only $4.30 for singles per month
    Only $8.65 for families per month     Add
  • Accident Cash Advantage
    Accident Cash Advantage
    Key features
    • Surgery for minor injury like a damaged tendon may only require a short stay in hospital - this gives you extra cash while you are laid up.
    • Pays $1,000 when you have an injury as a result of an accident and need surgery.
    • Pays your HCF contribution up to $500 when you are unable to work because of injury, sickness or involuntary unemployment.
    • Only $3.90 per single / $7.80 per family per month
    Only $3.90 for singles per month
    Only $7.80 for families per month         Add
  • Health & Life Premium Insurance
    Health & Life Premium Insurance
    Key features
    • Being unable to work because of an injury, sickness or involuntary unemployment is just the time when you need your HCF cover most, but are least able to pay for it.
    • Pays your HCF contributions up to $1,000 if this happens to you.
    • Only $2.60 per person per month
    Only $2.60 per person per month     Add
  • Cash Back Cover
    Cash Back Cover
    Key features
    • Practical financial help for the whole family at the whole family at such a low cost.
    • Helps with expenses up to $2,500 if you need surgery as a result of an accident or if malignant cancer, heart attack, stroke, heart bypass surgery, chronic kidney failure or organ transplant happend.
    • Only $4.30 single / $8.65 per family per month
    Only $4.30 for singles per month
    Only $8.65 for families per month     Add

*Price is based on single rate, in NSW, 30% Government Rebate, no Lifetime Health Cover loadings, and an excess $50/night, max 4 nights. Correct at 7 April 2008. To receive your quote, click the ‘Get a quote’ button at the top of the table above.


Join today and benefit

30-days free trial

You will receive a 100% refund on your Hospital and Extras cover if you change your mind or cancel your policy within 30 days, and you haven’t made a claim.

2 & 6 months waiting periods waived

We are waiving all 2 and 6 month waiting periods for all Hospital and Extras product combinations.

Need help?

Call us on 13 13 34