Pays up to $100,000, if your child (under 17) is accidentally injured, 24 hours a day, anywhere in Australia.

The sum is paid regardless of any liability or damages claim and covers minor mishaps such as broken noses to major injuries such as permanent disability.

Only $3.90 per child per month.

Pays you a cash benefit up to $100,000 in the event you or any person covered by your membership has an accident and suffers a disablement when covers such as motor vehicle or workers compensation don’t apply.

Plus your HCF contributions will be paid up to $500 for singles and $1,000 for families if you are unable to work due to sickness, injury or involuntary unemployment.

Only $4.30 for singles / $8.65 for families per month.

Pays a cash benefit of $1,000 for you and your spouse, and $500 for each of your children when surgery is required after an accident. Your HCF contributions will be paid up to $500 for singles and $1,000 for families if you are unable to work because of injury, sickness or involuntary unemployment.

Only $3.90 for singles / $7.80 for families per month.

Pays you a cash benefit of $2,500 if you or any person covered by your membership suffers an accident that requires surgery. You are also covered for malignant cancer, chronic kidney failure, heart disease requiring bypass surgery, heart attack, stroke, or any disease requiring an organ transplant.

Only $4.30 for singles / $8.65 for families per month.

Pays your HCF contributions up to $1,000 when you are unable to work because of injury, sickness or involuntary unemployment. This is just the time when you need HCF cover the most but are least likely to be able to pay for it.

Only $2.60 per person per month.