As an HCF member, you get access to a range of discounts and services that help keep you healthy - all at no additional cost.

My Health Guardian

A health and wellbeing program including online dietary advice, exercise programs and health coaching are just some of the many helpful tools available to you.
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More for teeth program

Members in VIC, QLD, SA and regional NSW can access the More for teeth program for many no-charge diagnostic and preventative dental services. Ask your dentist if they participate in this Program.
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HCF Dental Centres

One of HCF's differences is our network of HCF Dental Centres in metropolitan Sydney. Our range of 'no charge' services provided by general dentists (not specialists) at HCF Dental Centres means you and your family save.
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HCF Eyecare Centres

You'll see savings on your frames and lenses, and access to our highly skilled Associated Optometrists and Qualified Optical Dispensers.
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Discounted travel insurance

Get a 10% discount on your travel insurance with HCF.
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Healthy Weight for Life programs

A structured 18 week program, including a 3 phase weight loss action plan designed to help people lose weight AND teach you the lifestyle skills needed to control your weight for life.
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Full coverage

Many doctors who charge above the Medicare Benefits Schedule (MBS) are now participating in HCF's Medicover arrangements. If you are planning to go to hospital, check with your doctor if they participate in the full coverage arrangement with HCF.