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*Conditions and some longer waiting periods apply.
This best describes me
This cover is for
I live in
 
 
 
 
 
 
Budget Hospital

From

$44.25

per week

Price is based on family rate in NSW with an Australian Government Rebate of 29.040% which equates to $18.20 and an excess of $450. This price excludes any Lifetime Healthcover Loading. Note the final price you pay may vary depending on your age and income.
Our entry level hospital and extras cover.
Hospital Advanced Savings

From

$50.65

per week

Price is based on family rate in NSW with an Australian Government Rebate of 29.040% which equates to $20.80 and an excess of $450. This price excludes any Lifetime Healthcover Loading. Note the final price you pay may vary depending on your age and income.
Our mid level hospital cover, plus our entry level extras.
Top Plus

From

$80.80

per week

Price is based on family rate in NSW with an Australian Government Rebate of 29.040% which equates to $33.10 and an excess of $450. This price excludes any Lifetime Healthcover Loading. Note the final price you pay may vary depending on your age and income.
Our most comprehensive hospital cover, plus our mid level extras.
 

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Your quote

$50.65
Price is based on family rate in NSW with an Australian Government Rebate of 29.040% which equates to $20.80 and an excess of $450. This price excludes any Lifetime Healthcover Loading. Note the final price you pay may vary depending on your age and income.
per Week | Month | Year
Hospital Excess
The amount of money you will pay before benefits are payable when admitted to hospital. An excess option is available with all HCF Hospital products, which helps reduce the cost of the cover. Excesses are payable up to one per person per calendar year if you go into hospital.
Select a Government Rebate level:

Australian Government Rebate on private health
insurance as a reduced preminum

To help you select the appropriate rebate, please refer to the table below:

Need assistance?
If you need assistance with determining your income range, please use the Australian Taxation Office Calculator.

Status

Income

Singles

< $90,001

$90,001 - $105,000

$105,001 - $140,000

> $140,000

Families

< $180,001

$180,001 - $210,000

$210,001 - $280,000

> $280,000

Age

Australian Government Rebate

UNDER 65

29.040%

19.360%

9.680%

0.000%

65 – 69

33.880%

24.200%

14.520%

0.000%

70+

38.720%

29.040%

19.360%

0.000%

Note: Single parents and couples (including de facto couples) are subject to family rebates.
For families with children, the thresholds are increased by $1,500 for each child after the first.

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Your cover selection
Hospital Advanced Savings
General Extras Plus