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Excess:

Australian government rebate:

Australian Government Rebate

Age
Income
Income Status

Note: Single parents and couples (including de facto couples) are subject to family rebates. For families with children, the threshold is increased by $1,500 for each child after the first.

Our guarantee - the price below will not increase this year. Please consider this when comparing with other funds, which could increase on 1 April 2015.
Note: our pricing does not reflect any Rebate changes initiated by the Australian Government.

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Covered

For procedures identified as Minimum Benefits, we will pay the rate set out by the Commonwealth as the minimum shared room benefit, and benefits for Government approved Prostheses List items, if applicable.

In a private hospital: These benefits would not be adequate to cover all hospital costs and are likely to result in large out-of-pocket expenses.

In a public hospital: In the event these benefits are less than what your chosen public hospital charges, you may have out-of-pocket expenses to pay.

Exclusion: This procedure is not covered.