Take out Fit & Free cover with HCF and you’ll receive FREE overseas travel insurance cover for any you and/or your spouse nominated on your Fit & Free policy*.
Fit & Free overseas travel insurance gives you comprehensive cover for things such as overseas medical and hospital emergency expenses, flight cancellations and lost deposits.
Your comprehensive overseas travel insurance cover includes:
- Unlimited sum insured for overseas medical and hospital emergency expenses.
- Cover for overseas emergency dental expenses as a result of injury.
- Cover for flight cancellation costs.
- Cover for extra expenses caused by scheduled transport delays.
- Up to $5,000 towards overseas hospitalisation.
- Up to $10,000 for accidental loss of luggage (sub-limits apply).
- Up to $100,000 for accidental death.
- Up to $300 for emergency replacement of delayed luggage.
- Up to $2,000 for rental vehicle excess.
- Cover for costs of replacing personal travel documents.
- Up to $2,500,000 for personal liability.
- A 24 hour emergency assistance hotline.
* The Hospitals Contribution Fund of Australia Limited (HCF) has obtained overseas travel insurance under a Master Policy issued by American Home Assurance company ABN 67 007 483 267, AFSL 230903, trading in Australia as Chartis. It is intended that this overseas travel insurance cover will remain in place while you remain a Fit & Free policy holder, however we reserve the right to remove or alter the cover by giving you 30 days notice. The terms, conditions and exclusions of the overseas travel insurance are specified in the Fit & Free Overseas Travel Insurance ‘Conditions of Use’ and may be amended from time to time.
American Home Assurance Company trading as Chartis ABN 67 007 483 267 (American Home) is the insurer under the master policy issued to The Hospitals Contribution Fund of Australia Ltd (“HCF”) covering overseas travel insurance benefits for HCF Fit & Free policyholders.
American Home applied to the Federal Court of Australia for confirmation of a scheme to transfer its insurance business in Australia to Chartis Australia Insurance Limited ABN 93 004 727 753 (CAIL) on 1 March 2011. The application was heard on 17 February 2011.
The scheme was confirmed by the Court and the master policy has been transferred to CAIL as at 1 March 2011. The transfer does not change the terms of the master policy or affect any claim that has been made under the policy other than that CAIL is the insurer from 1 March 2011. Information about the scheme and key documents, including the summary of the scheme is available on the Chartis website www.chartisinsurance.com.au.
This is only a brief summary of some of the benefits covered.
Full details (including terms and conditions) can be found in the Fit & Free Overseas Travel Insurance ‘Conditions of Use’.
Please review this document to ensure that the overseas travel insurance meets your needs.
