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More with HCF  
More than a health insurer
We employ hundreds of health professionals - dentists, optometrists, nurses and health coaches, to better care for your health.
Our 7 HCF Dental and Eyecare Centres in Sydney offer a range of fully covered services and products, saving you money.
Our unique My Health Guardian program helps improve your health.
HCF Life offers you affordable ways to get financial help when sickness, accidents or unemployment strike.
More benefits and savings
We're not for profit, so members get more, not shareholders.
We consistently return more in benefits than the industry average.
HCF's Oral Health Program gives you full cover on key diagnostic and preventative dental services, saving you money.
If hospitalised, the total excess amount will only apply once per person in a calendar year and dependant children are exempt, saving you money.
Unlike most other funds, you won't pay any excess for accidents and same day surgery, saving you money.
Unlike most other funds, all HCF Hospital products include cover for heart conditions and intensive care.
HCF has the best no-gap medical coverage of any major health fund in mainland Australia.
HCF, unlike some major funds, remains Australian owned and operated.
 
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