Why should I consider a corporate health plan?

An employee benefits program makes a positive contribution to an organisation’s culture – including the attraction and retention of talented employees.

Adding health insurance to your employee benefits program is a smart move. Health insurance contributes more to a positive work environment than most other non-remunerative employee benefits – the healthier your employees are, the better your company will perform in terms of productivity and reduced absenteeism.

What are the benefits of HCF corporate health plans?

• HCF provides a range of wellbeing programs designed to improve health, disease management, stress management and work/life balance.
• HCF will provide a dedicated corporate website for your employees, to enable them to access information on HCF, our products and services, and the convenience to join online.
• A corporate sales representative will be allocated to regularly service and manage the account and to provide personal service to your employees which includes individual and/or group consultations.

How do I select the best plan to suit my organisations needs?

By working with HCF, you could provide your employees with a tailored health plan designed specifically for them by one of Australia’s largest health funds; a tangible way for you to demonstrate that you care for the health and wellbeing of your team.

There are 3 structures to choose from:

1. Company funded plan
   
   
   Your organisation pays for your employee’s health cover as a benefit of employment.
   
   
2. Partially funded plan
   
   
   Funding can be shared between employer and employee. For example, your organisation may cover the cost of your employee’s hospital cover, while they pay for their own extras cover. Or, your company may choose to cover the excess if a member goes into hospital, resulting in lower contributions for your employees.
   
   
3. Voluntary plan
   
   
   You negotiate a health plan package that individual employees can choose to join and pay for themselves (minimum of 1000 employees).
   

Why should I choose HCF?

HCF is Australia’s largest not-for-profit health fund, with an industry-leading reputation for delivering outstanding value health cover.

An important part of our business is our proven corporate capability. We provide health insurance plans to many of Australia’s leading organisations, including Westpac, NAB, Telstra Super and the Victorian Public Service.