Changes to HCF Dental Centre Benefits

Effective 1 July 2010, HCF has indexed the fee schedule for major dental services provided in our Dental Centres. In conjunction with the current benefit changes this may result in a modest increase in charges.

The fee charge within the HCF Dental Centre Network has been set at approximately 80 percent of the average fee charged by private practice general and specialist dentists.

Benefits and limits vary depending on your HCF Extras product and are dependant on the treatment or services provided.

The following diagnostic, preventative and simple restorative services are provided by our dentists (not specialists) at no-gap dependant upon your Extras product limits (per person per calendar year):

Description of Service

  • Clinical examinations, including emergencies, with a general dentist
  • Routine consultations (where there has not been a referral to a specialist)
  • Routine small dental x-rays taken in the surgery
  • Panoramic x-rays of the teeth and jaws
  • Testing to check the health of the nerve in teeth
  • Routine cleaning and scaling of teeth
  • Routine application of remineralising agents (fluoride)
  • Instruction in the correct methods of oral hygiene
  • Fabrication & issuing of mouthguards (2 per year)
  • Clinical fissure sealing of teeth
  • Simple single-surface fillings
  • Temporary fillings placed as a clinical procedure
  • Clinical testing for risk of tooth decay
  • Clinical application of concentrated fluoride
  • Clinical treatment of sensitive teeth (not by fillings)

For further information about your Extras product limits, please refer to the current HCF Brochure - "Your simple guide to choosing health insurance".

We will honour all current quotes/estimates provided you retain the same level of cover.

Why wait?
Join online today.

Join now and all two and six month waiting periods will be waived. Conditions

Apply now

Waiver Offer

We'll waive the usual 2 & 6 month waiting periods on over 20 health benefits when you take out hospital and extras cover. Join now, and you'll have immediate access to the following benefits:

  • Dental check-ups
  • Dental X-rays
  • Dental scale and clean
  • Dental fluoride application
  • Dental fillings
  • Spectacle frames
  • Spectacle lenses
  • Contact lenses
  • Disposable contact lenses
  • Physiotherapy
  • Chiropractic
  • Osteopathy
  • Acupuncture
  • Remedial massage
  • Exercise physiology
  • Chinese herbal medicine (consultation)
  • Hospital accommodation
  • Ambulance*
  • Same day hospital cover
  • Operating theatre fees
  • Pharmacy

* QLD and TAS residents are covered under their state ambulance scheme.

PLEASE NOTE: Offer only available to new members taking out Hospital and Extras cover. Waiver does not apply to waiting periods of more than 6 months, including 12 months for pregnancy and birth-related services, pre-existing ailments and conditions. Psychiatric, rehabilitation and palliative care services, which have a 2 month waiting period, are also excluded from this waiver offer.

Print close

Online member services

We provide a variety of online services to help you get the most from your membership.

Login now