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  • Health insurance
    • Young singles & couples
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    • Older singles & couples
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    • Packages (hospital & extras)
    • Hospital only
    • Extras only
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    • Health insurance

      Because we’re not for profit, members get more, not shareholders.

  • Other products
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      We offer more than just health insurance.

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    • Going to hospital
    • Health & wellbeing

      Our aim is to improve your health, through preventative programs and access to health resources.

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Young singles & couples

Healthy young singles & couples
not planning a family.

Planning a family

Those planning children

Families
with kids

Healthy families with children.

Older singles
& couples

Healthy singles & couples without dependent kids.

Wiser & older

Those who would rather leave nothing to chance.

Packages (hospital & extras)

Full health insurance that covers both hospital and extras.

Hospital only

For those who want private hospital access only.

Extras only

For those who want generous benefit limits for extras. Does not include hospital cover.

Ambulance Cover

Cover for emergency ambulance (state government services) to the nearest hospital.

Overseas Visitors Health Cover

Health insurance for visitors to Australia with the right to work.

More protection

Affordable financial help when sickness, accidents or unemployment strikes.

Travel insurance

HCF members get 10% off HCF International Travel Insurance.

Pet insurance

HCF members get 10% off Pet Insurance.

Retirement lifestyles

Our facilities are designed especially for the over 55’s.

Aged care facilities

Our facilities offer the best care for residents requiring more support and security.

My Home Doctor

My Home Doctor provides after hours home General Practitioner services at no charge.

My Health Guardian

Our online health management program is provided to members at no extra charge.

My Global Specialist

A new service giving HCF members access to world leading medical experts.

More for Eyes

Free eye health checks through the use of digital retinal imaging.

Healthy weight for life programs

Free programs for HCF members.

Hospital substitute care program

Receive your medical treatment at home, rather than a hospital.

Going to hospital

What to expect during your stay, how to prepare, costs, and what happens after leaving.

You get more with HCF

Reasons why HCF is different from other funds.

Why private health insurance

Reasons why you need private health insurance.

Why Medicare is not enough

Reasons why Medicare might not be enough to cover you.

Branches

Our large network of branches provides a convenient service for advice, joining, and claiming.

HCF dental centres

One of HCF's differences is our network of HCF Dental Centres in metropolitan Sydney.

Eyecare centres

Another outstanding member benefit is our network of HCF Eyecare Centres.

Participating hospitals

HCF has negotiated agreements for accommodation and hospital-related charges.

News

Newsworthy items that relate to HCF.

Careers

If you’d like to work for HCF, we’d like to hear from you.

Media releases

List of all HCF company announcements.

Annual report

Download the 2011 HCF Annual Report.

Corporate Governance

Information relating to the main corporate governance practices that are in place.

Code of conduct

This Code will maintain and enhance regulatory compliance and service standards.

HCF Foundation

A not-for-profit charitable trust established to encourage research.

Member service charter

Outlines our mission and commitment to our members.

Fraud

We take active measures to detect and prevent fraud.

HomeAbout usMedia releases

Media releases

 
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Media Release
Select a year:

2012 Media releases

HCF brings after-hours GPs direct to members – at no cost, a first for Australian private health insurance
14 May 2012
[PDF]

HCF keeps average premium increase well below growth in health and medical claims expense
28 February 2012
[PDF]

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Why wait?
Join online today.

Join now and all two and six month waiting periods will be waived. Conditions

Apply now

Waiver Offer

We'll waive the usual 2 & 6 month waiting periods on over 20 health benefits when you take out hospital and extras cover. Join now, and you'll have immediate access to the following benefits:

  • Dental check-ups
  • Dental X-rays
  • Dental scale and clean
  • Dental fluoride application
  • Dental fillings
  • Spectacle frames
  • Spectacle lenses
  • Contact lenses
  • Disposable contact lenses
  • Physiotherapy
  • Chiropractic
  • Osteopathy
  • Acupuncture
  • Remedial massage
  • Exercise physiology
  • Chinese herbal medicine (consultation)
  • Hospital accommodation
  • Ambulance*
  • Same day hospital cover
  • Operating theatre fees
  • Pharmacy

* QLD and TAS residents are covered under their state ambulance scheme.

PLEASE NOTE: Offer only available to new members taking out Hospital and Extras cover. Waiver does not apply to waiting periods of more than 6 months, including 12 months for pregnancy and birth-related services, pre-existing ailments and conditions. Psychiatric, rehabilitation and palliative care services, which have a 2 month waiting period, are also excluded from this waiver offer.

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