Faqs Contact HCF Health Insurance HCF Health Insurance Sitemap



HCF Pregnancy Cover print this page 

Planning a family and having a child is an exciting, life-changing experience. You have the opportunity to manage and enjoy the changes happening in your body and your life if you’re well prepared.




Planning a family
Have a look at your diet, exercise and stress levels, and see if you need to make any changes to give your baby a good start in life. Doctors recommend that you take folic acid before and during your pregnancy (especially at the beginning) so find out about the importance of folate in your diet. If you drink and smoke, consider giving up before you’re pregnant.
If you’re on medication or have any health concerns, have a chat to your doctor to put your mind at rest and help you have a healthy pregnancy. Tell them about any pre-conditions, such as diabetes, hypertension and epilepsy which may be aggravated by pregnancy, or may introduce additional aspects of the pregenancy that should be managed.
If you don’t have health insurance, the time to take out pregnancy cover is before you get pregnant. With HCF, you’ll need to plan ahead and take out cover 12 months before the baby is born. Our Top Plus Cover also provides benefits for assisted conception, such as IVF.
Choose the health providers YOU want
Once you’re pregnant, it’s important to choose the healthcare provider you want. With HCF you have greater freedom to choose an obstetrician or hospital.

You can choose to have your baby at home, in hospital or at a birth centre, however HCF Health insurance does not cover you for home birth.


 

  Give your baby a good start in life
  • Talk to your doctor about what medication, if necessary, is safe to take during pregnancy.
  • Give up smoking, drinking and illicit drugs.
  • Have regular checkups throughout your pregnancy as advised by your obstetrician, GP or midwife.
  • Prepare for parenthood by attending antenatal classes (especially if this is your first baby) run by hospitals, birth centres and private practitioners.
Parenthood
Before you leave hospital, find out about your local childhood care centre. They will monitor your child’s growth and help you if you have any problems.

You’re now embarking on one of the greatest adventures of your life.


 


HCF Pregnancy Cover
LEVEL 6: Top Plus & Super Multicover

Our top of the range cover for those who would rather leave nothing to chance and want comprehensive cover across a broad range of services.


LEVEL 5: Top Plus & Multicover

Ideal for anyone looking for the most comprehensive Hospital cover as well as good cover for their day to day health needs.


LEVEL 4: Hospital Savings & Multicover

Suitable for people looking for a broader level of Hospital and Extras cover.