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HCF offers a unique range of low cost products that are available online with no
medical questionnaires. Please note that applicants must be permanent residents
of Australia but do not need to be existing HCF members.
Get a quote below and proceed to the simple 4 step application.
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Product |
Tick for a quote |
Kids' Accident Cover
Only 90c per week per child
Pays up to $100,000 if your child is accidentally injured, 24 hours a day, anywhere in Australia.
Cover is guaranteed for all permanent Australian resident children up to the age of 16.
Find out more
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Cash Back Cover
$1 per week – singles
$2 per week – families
Pays a cash benefit of $2,500 if you suffer an accident requiring surgery or one of a number of illnesses including:
- Cancer
- Heart disease
- Stroke
Cover is guaranteed for permanent Australian residents aged 16 – 60.
Find out more
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Income Assist Insurance
From $1.65 per week1
Tax efficient protection against loss of income resulting from disablement. Benefits include:
- Payment of up to 75% of your income for up to 12 months
- Extra benefits to cover costs of pre-school child care expenses
- Extra benefits if confined to bed
Permanent Australian residents aged 18 – 54 can apply.
Find out more
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Medical Trauma Insurance
From $2.50 per week2
Pays a cash benefit of up to $25,000 or $50,000 in the event of death or a number of serious illnesses including:
- Cancer
- Heart disease
- Stroke
Cover is guaranteed for permanent Australian Residents aged 18 – 54.
Find out more
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Personal Accident Insurance
From $3.15 per week3
Depending on the level of cover selected, you'll be paid cash benefits of up to:- $10,000 for accidents causing injury
- $50,000 if accident results in death
Cover is guaranteed for permanent Australian residents aged 55 – 74.
Find out more
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1Based on a 25 year old, male, non-smoker, white collar occupation with
a benefit amount of $1500 per month |
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2Based on $25,000 cover for singles aged up to 34 years |
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3Based on $25,000 cover |
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